586 Ames St, Elmore, OH 43416 Property Records

Ottawa County property record for 586 Ames St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 949 sqft · built 1910
Lot Size	0.306 acres (13,321 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2026)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031329-4`

Property Details

APN / Parcel Number

Primary APN	`031329-4`
Alternative APN	`019-02766-07416-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	13,321 sqft (0.306 acres)
Lot Dimensions	120 ft deep x 111 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031329-4
Street Address	586 AMES ST
City	ELMORE
State	OH
Zip	43416-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BOGGS 2
Legal Subdivision	BOGGS SECOND ADDITION
Legal Lot Number	30
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	5
Census Block	5033
Census Tract	50900

Owner

Source: Ottawa County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	586 AMES ST, ELMORE, OH 43416-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2020	Deed of Trust, Mortgage EQUITY RSRCS
Aug 24, 2018	Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	20264860
Deed Book / Page	2093 / 649
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Jul 31, 2026
Property Address	586 AMES ST, ELMORE, OH 43416-9736
Document Number	0000004860
Book / Page	2093 / 649
Instrument Date	Jun 28, 2026
Instrument	20264860
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 AMES ST, ELMORE, OH 43416-9736

Mortgage

Document Number	0000004861,
Date	Jul 31, 2026
Book Page	2093/651
Instrument	20264861

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	586 AMES ST, ELMORE, OH 43416-9736
Document Number	0000292948
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 AMES ST ELMORE OH 434169736, ELMORE, OH 43416-9736

Mortgage

Document Number	0000292948
Date	Mar 9, 2020
Book Page	001759/000906
Instrument	292948

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 24, 2018
Property Address	586 AMES ST, ELMORE, OH 43416-9736
Document Number	0000278901
Book / Page	001690 / 000265
Instrument Date	Aug 24, 2018
Instrument	278901
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 AMES ST ELMORE OH 434169736, ELMORE, OH 43416-9736

Mortgage

Document Number	278902
Date	Aug 24, 2018
Book Page	001690/000266
Instrument	278902

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,765.00 (+0.46%)	$32,610 (-) Land $13,685 Building $18,925
2024	$1,757.00 (+8.66%) Homeowner's exemption	$32,610 (+22.61%) Land $13,685 Building $18,925	$93,170 (+22.61%) Land $39,100 Building $54,070
2023	$1,617.00 (+6.24%) Homeowner's exemption	$26,597 (-) Land $10,136 Building $16,461
2022	$1,522.00 Homeowner's exemption	$26,597 Land $10,136 Building $16,461
2021			$75,990 Land $28,960 Building $47,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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