586 5th St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 586 5th St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1974
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2014)
Tax Bill	$6,835 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-02805-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`35-02805-0000-00004`
Alternative APN	`3500078000000004`

Interior

Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3500078000000004
Street Address	586 5TH ST
City	ATCO
State	NJ
Zip	08004-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	TOWNSHIP/WATERFORD
Legal Block	2805
Legal Lot Number	4
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3013
Census Tract	608901

Owner

586 5th St is owned and occupied by an individual who bought it in April 2014.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	586 5TH ST, ATCO, NJ 08004-1866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2014 · Amount on File
Deed Sale	Apr 15, 2014 · Amount on File
Deed Document Number	201424683
Deed Book / Page	9991 / 1027
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	586 5TH ST, ATCO, NJ 08004-1866
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 5TH ST, ATCO, NJ 08004-1866

Mortgage

Document Number	0000069945
Date	Nov 20, 2023
Book Page	12468/1976
Instrument	2023069945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	245 Months
Due	Apr 1, 2044

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	586 5TH ST, ATCO, NJ 08004-1866
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 5TH ST, ATCO, NJ 08004-1866

Mortgage

Document Number	0000088134
Date	Sep 27, 2022
Book Page	12195/218
Instrument	2022088134

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	259 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 586 5th St was $6,835, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,900 (-) Land $47,000 Building $102,900	$149,900 (-) Land $47,000 Building $102,900
2025	$6,835.00 (+3.5%)	$149,900 Land $47,000 Building $102,900	$149,900 Land $47,000 Building $102,900
2024	$6,604.00
2023		$149,900 Land $47,000 Building $102,900	$149,900 Land $47,000 Building $102,900
2022	$6,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 586 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 5th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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