58599 Baugo Xing, Elkhart, IN 46517 Property Records

Elkhart County property record for 58599 Baugo Xing, Elkhart, IN 46517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1996
Lot Size	0.483 acres (21,083 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,129 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05-23-428-005.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-23-428-005.000-001`
Alternative APN	`0523428005001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	1,454 sqft
Game Room	Game Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	21,083 sqft (0.483 acres)
Lot Dimensions	211 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0523428005001
Old Parcel Number	0523428005001
Street Address	58599 BAUGO XING
City	ELKHART
State	IN
Zip	46517-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	BAUGO CROSSING SEC 2 LOT 27
Legal Subdivision	BAUGO CROSSING
Legal Block	428
Legal Lot Number	27
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2009
Census Tract	1401

Owner

58599 Baugo Xing is owned and occupied by two individuals.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58599 BAUGO XING, ELKHART, IN 46517-8627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	58599 BAUGO XING, ELKHART, IN 46517-8627
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002990
Date	Feb 3, 2021
Instrument	2021-02990

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	58599 BAUGO XING, ELKHART, IN 46517-8627
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58599 BAUGO XING, ELKHART, IN 46517-8627

Mortgage

Document Number	0000001961
Date	Feb 6, 2023
Instrument	2023-01961

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2053

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,400 (+8.02%) Land $26,600 Building $234,800	$261,400 (+8.02%) Land $26,600 Building $234,800
2024	$2,129.00	$242,000 (+2.59%) Land $24,400 Building $217,600	$242,000 (+2.59%) Land $24,400 Building $217,600
2023		$235,900 (+11.59%) Land $24,400 Building $211,500	$235,900 (+11.59%) Land $24,400 Building $211,500
2022	$1,944.00	$211,400 Land $24,400 Building $187,000	$211,400 Land $24,400 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58599 Baugo Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 58599 Baugo Xing is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fourway, Mercury Fiber, Surf Internet.

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