5859 Ditty Rd, Cookeville, TN 38506 Property Records

Putnam County property record for 5859 Ditty Rd, Cookeville, TN 38506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,580 sqft · built 2013
Lot Size	0.89 acres (38,772 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jan 2014)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071085N B 01200`

Property Details

APN / Parcel Number

Primary APN	`071085N B 01200`
Alternative APN	`085N B 01200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,772 sqft (0.89 acres)
Lot Dimensions	377 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Deck Area	160 sqft
Patio Area	433 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5859 DITTY RD
City	COOKEVILLE
State	TN
Zip	38506-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 16, COUNTY AREA: H30
Legal Subdivision	SOUTHERN HILLS VILLAGE
Legal Lot Number	12
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	2
Census Block	2067
Census Tract	1100

Owner

5859 Ditty Rd is owned and occupied by an individual who bought it in January 2014.

Source: Putnam County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	5859 DITTY RD, COOKEVILLE, TN 38506-6510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BK
Sep 24, 2018	Deed of Trust, Mortgage · VA Mortgage NTFN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2014 · Amount on File
Deed Sale	Jan 29, 2014 · Amount on File
Prior Sale	Jan 22, 2013 · Amount on File
Deed Book / Page	802 / 714
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Nov 2, 2022
Property Address	5859 DITTY RD, COOKEVILLE, TN 38506-6510
Document Number	0001441795
Book / Page	1441 / 795
Map Reference	CAB F SL 182B
Instrument Date	Nov 1, 2022
Instrument	280446
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5859 DITTY RD, COOKEVILLE, TN 38506-6510

Mortgage

Document Number	0000280447
Date	Nov 2, 2022
Instrument	280447

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	5859 DITTY RD, COOKEVILLE, TN 38506-6510
Document Number	RB1246494
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5859 DITTY RD COOKEVILLE TN 385066510, COOKEVILLE, TN 38506-6510

Mortgage

Document Number	RB1246494
Date	Oct 27, 2020
Book Page	001246/000494
Instrument	247770

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	5859 DITTY RD, COOKEVILLE, TN 38506-6510
Document Number	RB1082464
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5859 DITTY RD COOKEVILLE TN 385066510, COOKEVILLE, TN 38506-6510

Mortgage

Document Number	RB1082464
Date	Sep 28, 2018
Book Page	001082/000464
Instrument	218617

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5859 Ditty Rd was $2,002.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00	$75,275 Land $6,250 Building $69,025
2023		$103,725 Land $6,250 Building $97,475
2022	$1,795.00
2021			$301,100 Land $25,000 Building $276,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5859 Ditty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5859 Ditty Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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