5858 Echo Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5858 Echo Point Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2.25 ba · 2,120 sqft · built 1988
Lot Size1.38 acres (60,397 sqft)
OwnerIndividual Name on Record
Tax Bill$13,068 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN270-0070-01370

Property Details

APN / Parcel Number

Primary APN270-0070-01370
Alternative APN
  • 1107885

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,120 sqft Gross Area
1st Floor Area1,376 sqft
Basement Area1,238 sqft
Finished Basement1,238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area60,397 sqft (1.38 acres)
Garage Area1,520 sqft
Deck Area287 sqft
Patio Area1,318 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1107885
Street Address5858 ECHO POINT RD
CityTOWER
StateMN
Zip55790-8354
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 137 THRU 142 INC PT OF VAC RD ADJ SERIAL #
Legal SubdivisionECHO POINT PLAT
Legal Lot Number137-142
JurisdictionST LOUIS MN
Township / Civil DivisionBREITUNG
Census Block Group2
Census Block2016
Census Tract15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3307 NORCREST AVE N, STILLWATER, MN 55082-1781
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 2, 2003
Transfer Doc0000929537
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateApr 23, 2021
Property Address5858 ECHO POINT RD, TOWER, MN 55790-8354
Document Number0001411624
Instrument DateFeb 26, 2021
Instrument1411624
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyTITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,689.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3307 NONCREST AVE N, STILLWATER, MN 55082-1781

Mortgage

Document Number0001411625
DateApr 23, 2021
Instrument1411625
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBreitung Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,068.00 (+7.88%)
2025$12,114.00 (+8.45%)$1,051,600 (+10.62%) Land $419,400 Building $632,200$1,051,600 (+10.62%) Land $419,400 Building $632,200
2024$11,170.00$950,600 (+15.25%) Land $393,700 Building $556,900$950,600 (+15.25%) Land $393,700 Building $556,900
2022$824,800 Land $353,000 Building $471,800$824,800 Land $353,000 Building $471,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERMILION
tribal government · serves 450 people · EPA ID 055294402
Water SourceGroundwater
Last State InspectionAug 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2024
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Oct 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: Frontier, Verizon.

Nearby Properties on Echo Point Rd

Nearby Streets

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