58572 Ash Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58572 Ash Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,497 sqft
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (May 2007)
Tax Bill	$993 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009-040-004-00`

Property Details

APN / Parcel Number

Primary APN	`009-040-004-00`

Interior

Full Baths	1 Bath
Building Area	1,497 sqft Building Perimeter
1st Floor Area	1,497 sqft

Exterior

Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	151 ft deep x 123 ft wide
Garage Area	638 sqft

Location & Zoning

Street Address	58572 ASH RD
City	THREE RIVERS
State	MI
Zip	49093-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ASH SUBDIVISION SEC 16 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	16
Legal Subdivision	ASH SUBDIVISION
Legal Lot Number	4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage STURGIS BANK & TRUST CO
Nov 28, 2006	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Sep 16, 2009	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Jun 20, 2014	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
May 4, 2007	Warranty Deed, Transfer · ARM OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2007 · Amount on Record
Deed Sale	May 4, 2007 · Amount on Record
Prior Sale	Jan 18, 2000
Deed Book / Page	1434 / 981
Last Transfer Date	Jan 30, 2025
Transfer Doc	2025001158
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58572 ASH RD, THREE RIVERS, MI 49093-9356

Mortgage

Document Number	2023001974
Date	Mar 29, 2023
Instrument	2023001974

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58572 ASH RD, THREE RIVERS, MI 49093-9356

Mortgage

Document Number	2026000467
Date	Jan 20, 2026
Instrument	2026000467

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01409/0296
Date	Nov 28, 2006
Book Page	1409/0296

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01547/0479
Date	Sep 16, 2009
Book Page	1547/0479

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01748/0278
Date	Jun 20, 2014
Book Page	1748/0278

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 4, 2007
Property Address	58572 ASH RD, THREE RIVERS, MI 49093-9356
Document Number	01434/0981
Book / Page	1434 / 0981
Map Reference	LB4 PG57
Instrument Date	Apr 28, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58572 ASH RD, THREE RIVERS, MI 49093-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8152 SYCAMORE AVE, HIGHLAND, IN 46322-1023

Mortgage

Document Number	0014340982
Date	May 4, 2007
Instrument	1434/0982

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	3-Year TN
Max Rate	12.7%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,000 (+1.32%) Land $15,700 Building $61,300	$154,000 (+1.32%) Land $31,400 Building $122,600
2025	$993.00 Homeowner's exemption	$76,000 Land $15,700 Building $60,300	$152,000 Land $31,400 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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