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5857 Saddle Downs Pl, Centreville, VA 20120 Property Records

Fairfax County property record for 5857 Saddle Downs Pl, Centreville, VA 20120

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,188 sqft · built 2002
Lot Size0.923 acres (40,214 sqft)
OwnerOwner Name on Record
Tax Bill$16,176 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN053-1-06-0011

Property Details

APN / Parcel Number

Primary APN053-1-06-0011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,188 sqft Living Area
Gross Area6,088 sqft
Basement Area1,200 sqft
Game RoomGame Room
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area40,214 sqft (0.923 acres)
Garage TypeAttached
Garage Area600 sqft

Exterior Amenities

PorchOpen Porch
Porch Area45 sqft
Patio Area750 sqft
BalconyBalcony
Balcony Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number0531 06 0011
Street Address5857 SADDLE DOWNS PL
CityCENTREVILLE
StateVA
Zip20120-4916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC(RES CONSERVATION 1DU/5
Legal DescriptionTHE RIDINGS AT VIRGINIA RUN LT 11
Legal SubdivisionTHE RIDINGS AT VIRGINIA RUN
Legal Lot Number11
JurisdictionFAIRFAX VA
Township / Civil DivisionSULLY
Census Block Group1
Census Block1006
Census Tract491000

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address5857 SADDLE DOWNS PL, CENTREVILLE, VA 20120-4916
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST MORTGAGE SOLUTIONS LLC
Dec 1, 2017Loan Modification, Mortgage · Conventional Mortgage
STERLING NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 13, 2011
Transfer Doc2011034773003
Record UpdatedJun 7, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address5857 SADDLE DOWNS PL, CENTREVILLE, VA 20120-4916
Transaction TypeMortgage
Record UpdatedApr 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025702001
DateMar 25, 2022
Book Page27598/1943
Instrument2022025702.001
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFAIRFAX VA
Property Address5857 SADDLE DOWNS PL, CENTREVILLE, VA 20120-4916
Document Number2018002222001
Book / Page025300 / 000381
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedFeb 12, 2018
Title CompanyLENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5857 SADDLE DOWNS PL CENTREVILLE VA 201204916, CENTREVILLE, VA 20120-4916

Mortgage

Document Number2018002222001
DateJan 11, 2018
Book Page025300/000381
Instrument2222001
Lender
NameSTERLING NAT'L BK
TypeBank
AddressJERICHO, NY 11753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueJan 10, 2041
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyFairfax County
Unified School DistrictFairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,176.00 (+8.27%)$1,399,310 (+5.69%) Land $483,000 Building $916,310$1,399,310 (+5.69%) Land $483,000 Building $916,310
2023$14,941.00$1,324,020 Land $457,000 Building $867,020$1,324,020 Land $457,000 Building $867,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFAX COUNTY WATER AUTHORITY
serves 1,121,613 people · EPA ID VA6059501
Water SourceSurface water
Last State InspectionMar 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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