5857 Chapelhill Dr, Cincinnati, OH 45233 Property Records

Hamilton County property record for 5857 Chapelhill Dr, Cincinnati, OH 45233

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,887 sqft · built 1972
Lot Size0.18 acres (7,884 sqft)
Owner2 Owner Names on File
Last Sale$174,000 (Aug 2013)
Tax Bill$4,660 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN540-0100-0398-00

Property Details

APN / Parcel Number

Primary APN540-0100-0398-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
1st Floor Area925 sqft
2nd Floor Area962 sqft
Basement Area925 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,884 sqft (0.18 acres)
Lot Dimensions121 ft deep x 70 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5857 CHAPELHILL DR
CityCINCINNATI
StateOH
Zip45233-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAPELHILL DR 70 X 121.90IRR LOT 40 CHAPEL HILL SUB BLK B
Legal SubdivisionCHAPEL HILL SUB
Legal BlockB
Legal Lot Number40
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group1
Census Block1000
Census Tract21302

Owner

The current owner of 5857 Chapelhill Dr bought it in August 2013.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Owner Names on File
Mailing Address5857 CHAPELHILL DR, CINCINNATI, OH 45233-4705
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 31, 2022Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 2, 2018Deed of Trust, Mortgage · VA Mortgage
GUARDIAN SAVINGS BANK FSB
Sep 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Oct 13, 2020Deed of Trust, Mortgage · VA Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2013 · Amount on File
Deed SaleAug 29, 2013 · Amount on File
Prior SaleJul 21, 2008
Deed Document Number13-121825
Deed Book / Page12403 / 00651
Prior Transfer DateAug 23, 2013
Prior Transfer Doc0000121825
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5857 CHAPELHILL DR, CINCINNATI, OH 45233-4705
Transaction TypeMortgage
Record UpdatedFeb 27, 2023
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000997
DateJan 5, 2023
Book Page14826/1325
Instrument2023-0000997
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term349 Months
DueFeb 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5857 CHAPELHILL DR, CINCINNATI, OH 45233-4705
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010788
DateJan 31, 2022
Book Page14594/131
Instrument2022-0010788
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5857 CHAPELHILL DR, CINCINNATI, OH 45233-4705
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000025
DateJan 2, 2018
Instrument18-0000025
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5857 CHAPELHILL DR, CINCINNATI, OH 45233-4705
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074908
DateSep 4, 2019
Book Page13994/02054
Instrument2019-0074908
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5857 CHAPELHILL DR, CINCINNATI, OH 45233-4705
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000105854
DateOct 13, 2020
Book Page14273/843
Instrument2020-0105854
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5857 Chapelhill Dr was $4,660, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,660.00 (+2.51%)$78,407 (-) Land $10,899 Building $67,508
2024$4,546.00 (-0.31%)$78,407 (-) Land $10,899 Building $67,508
2023$4,560.00 (+19.59%)$78,407 (+34.5%) Land $10,899 Building $67,508$224,020 Land $31,140 Building $192,880
2022$3,813.00 Homeowner's exemption$58,296 Land $10,969 Building $47,327
2020$166,560 Land $31,340 Building $135,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5857 Chapelhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5857 Chapelhill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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