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5856 Locust St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5856 Locust St, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,248 sqft · built 1972
Lot Size0.441 acres (19,210 sqft)
OwnerIndividual Name on File
Last Sale$41,500 (Jul 2012)
Tax Bill$769 (2024)
Deeds & MortgagesMar 2026 Mortgage
Mar 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN29-2N-28-0000-03801-0000

Property Details

APN / Parcel Number

Primary APN29-2N-28-0000-03801-0000
Alternative APN
  • N282290000038010000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,248 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,210 sqft (0.441 acres)
Lot Dimensions125 ft deep x 154 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area318 sqft
Patio Area130 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5856 LOCUST ST
CityMILTON
StateFL
Zip32570-8730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description(*NEW DESC PER DEED FOR 2012:) A PARCEL OF LAND IN TWO PARTS: PART 1: COMM AT TH SE COR OF TH W2 OF SEC THN N00*15'E 626.91 FT THN CONT SAME 400 FT TO POB THN W AT RT ANG 125 FT THN S AT RT ANG 100 FT THN E AT RT ANG 125 FT THN N 100 FT TO POB BEING
Legal Range28W
Legal Township2N
Legal Section29
Legal Lot Number19
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3013
Census Tract10504

Owner

5856 Locust St is owned and occupied by an individual who bought it in July 2012.

Source: Santa Rosa County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address5856 LOCUST ST, MILTON, FL 32570-8730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
GULF WINDS FCU
Mar 24, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GULF WINDS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2012 · Amount on File
Deed SaleJul 3, 2012 · Amount on File
Prior SaleMar 30, 2012 · Amount on File
Deed Document Number201227714
Deed Book / Page3150 / 1286
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5856 LOCUST ST, MILTON, FL 32570-8730
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5856 LOCUST ST, MILTON, FL 32570-8730

Mortgage

Document Number0047211403
DateMar 18, 2026
Book Page4721/1403
Instrument202613640
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueApr 1, 2036

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5856 LOCUST ST, MILTON, FL 32570-8730
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5856 LOCUST ST, MILTON, FL 32570-8730

Mortgage

Document Number0040920704
DateMar 24, 2021
Book Page4092/704
Instrument202119377
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term95 Months
DueFeb 1, 2029

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$98,886 (+2.9%)$169,650 (+1.94%) Land $55,440 Building $114,210
2024$769.00 (+3.08%) Homeowner's exemption$96,099 (+3%)$166,420 (+0.86%) Land $55,440 Building $110,980
2023$746.00 (+3.18%) Homeowner's exemption$93,300 (+3%)$165,004 (+2.88%) Land $55,440 Building $109,564
2022$723.00 Homeowner's exemption$90,583$160,392 Land $54,208 Building $106,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5856 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5856 Locust St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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