5855 SE Rosemont Ave, Stuart, FL 34997 Property Records

Martin County property record for 5855 SE Rosemont Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1988
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2017)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-029-0013.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-029-0013.0-1-0000`
Alternative APNs	`54-38-41-002-029-00130-1` `43810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,451 sqft (0.194 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	336 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43810
Street Address	5855 SE ROSEMONT AVE
City	STUART
State	FL
Zip	34997-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 2 LOT 13 BLK 29
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	29
Legal Lot Number	13
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5855 SE ROSEMONT AVE, STUART, FL 34997-7858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 10, 2017	Warranty Deed, Transfer · Conventional Mortgage SUZANNE H CAMPBELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Jul 18, 2008 · Amount on Record
Deed Document Number	20172659028
Deed Book / Page	2953 / 185
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	0002323786
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Jul 21, 2026
Property Address	5855 SE ROSEMONT AVE, STUART, FL 34997-7858
Document Number	0003196593
Book / Page	3580 / 247
Instrument Date	Dec 23, 2025
Instrument	20263196593
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 SE ROSEMONT AVE, STUART, FL 34997-7858

Mortgage

Document Number	0003196593,
Date	Jul 21, 2026
Book Page	3580/247
Instrument	20263196593

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.08%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5855 SE ROSEMONT AVE, STUART, FL 34997-7858
Document Number	0030240535
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 SE ROSEMONT AVE STUART FL 349977858, STUART, FL 34997-7858

Mortgage

Document Number	0030240535
Date	Oct 29, 2018
Book Page	003024/000535
Instrument	2723024

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 10, 2017
Property Address	5855 SE ROSEMONT AVE, STUART, FL 34997-7858
Document Number	0029530185
Book / Page	002953 / 000185
Instrument Date	Oct 10, 2017
Instrument	2659028
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	LIBERTY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3357 ATLANTIC RD PALM BEACH GARDENS FL 334102417, PALM BEACH GARDENS, FL 33410-2417

Mortgage

Document Number	29530186
Date	Oct 10, 2017
Book Page	002953/000186
Instrument	2659029

Lender

Name	SUZANNE H CAMPBELL
Address	PO BOX 6314, STUART, FL 34997-0314
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 9, 2024

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,454.00 (-0.09%) Homeowner's exemption Disabled Person's exemption	$197,247 (+5.99%)	$307,070 (+3.91%) Land $125,000 Building $182,070
2024	$3,457.00 (-0.23%)
2023	$3,465.00 (+3.28%) Additional exemption filed	$186,106 (+3%)	$295,520 (+13.54%) Land $120,000 Building $175,520
2022	$3,355.00 Homeowner's exemption	$180,686	$260,280 Land $110,000 Building $150,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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