5855 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 5855 Miami Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,621 sqft · built 1952
Lot Size	0.969 acres (42,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Sep 2020)
Tax Bill	$11,930 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0152-0054-00`

Property Details

APN / Parcel Number

Primary APN	`529-0152-0054-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,621 sqft Living Area
1st Floor Area	2,621 sqft
Basement Area	2,487 sqft
Finished Basement	1,700 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	42,210 sqft (0.969 acres)
Lot Dimensions	225 ft deep x 191 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	260 sqft
Patio Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5855 MIAMI RD
City	CINCINNATI
State	OH
Zip	45243-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIAMI RD 191 X 225.37 PT LOT 1 J T STEVENS SUB
Legal Subdivision	J T STEVENS SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2009
Census Tract	24401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5855 MIAMI RD, CINCINNATI, OH 45243-3660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Grant Deed, Transfer · Conventional Mortgage FIFTH THIRD BK NA
Sep 22, 2017	Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	2020-0095890
Deed Book / Page	14257 / 1172
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2020
Property Address	5855 MIAMI RD, CINCINNATI, OH 45243-3660
Document Number	0000095890
Book / Page	014257 / 001172
Instrument Date	Sep 15, 2020
Instrument	95890
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	WAVE TITLE AGENCY INC, WAVE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5855 MIAMI RD CINCINNATI OH 452433660, CINCINNATI, OH 45243-3660

Mortgage

Document Number	95891
Date	Sep 21, 2020
Book Page	014257/001174
Instrument	95891

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2017
Property Address	5855 MIAMI RD, CINCINNATI, OH 45243-3660
Document Number	0000006708
Instrument Date	Sep 13, 2017
Instrument	17-0086708
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5855 MIAMI RD, CINCINNATI, OH 45243-3660

Mortgage

Document Number	0000006709
Date	Sep 22, 2017
Instrument	17-0086709

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Max Rate	7.99%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,930.00 (+2.63%)	$327,250 (+%) Land $172,966 Building $154,284
2024	$11,624.00 (-0.39%)	$327,249 (-) Land $172,966 Building $154,283
2023	$11,670.00 (-3.31%)	$327,249 (+17.51%) Land $172,966 Building $154,283	$935,000 (+17.51%) Land $494,190 Building $440,810
2022	$12,069.00 Homeowner's exemption	$278,478 Land $145,292 Building $133,186
2020			$795,650 Land $415,120 Building $380,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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