Cabarrus County property record for 5855 Kristi Ln, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,186 sqft · built 2022 |
| Lot Size | 3.41 acres (148,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Sep 2020) |
| Tax Bill | $840 (2023) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10003A0001.000000 |
| Primary APN | 10003A0001.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| Gross Area | 4,958 sqft |
| 1st Floor Area | 2,193 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 148,540 sqft (3.41 acres) |
| Lot Width | 400 ft Width |
| Garage Type | Mixed |
| Garage Area | 894 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,500 sqft |
| Porch | Slab |
| Deck Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 152026 |
|---|---|
| Street Address | 5855 KRISTI LN |
| City | MIDLAND |
| State | NC |
| Zip | 28107-6802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 1 PRESSLEY GROVE |
| Legal Subdivision | PRESSLEY GROVE |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 41604 |
5855 Kristi Ln is owned and occupied by two individuals who bought it in September 2020.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5855 KRISTI LN, MIDLAND, NC 28107-6802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Dec 20, 2021 | Intrafamily Transfer, Transfer · Construction Mortgage INTERCOASTAL MORTGAGE |
| Jun 4, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Book / Page | 14518 / 315 |
| Prior Transfer Date | Jun 5, 2012 |
| Prior Transfer Doc | 1002000112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5855 KRISTI LN, MIDLAND, NC 28107-6802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001670244 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 16702/44 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5855 KRISTI LN, MIDLAND, NC 28107-6802 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5855 KRISTI LN, MIDLAND, NC 28107-6802 |
| Document Number | 0016515278 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 16515/278 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 20, 2021 |
| Property Address | 5855 KRISTI LN, MIDLAND, NC 28107-6802 |
| Document Number | 0015735282 |
| Book / Page | 15735 / 282 |
| Map Reference | MB 55 PG 75 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10600 WHITTERSHAM DR, CHARLOTTE, NC 28262-9215 |
| Document Number | 0015735284 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 15735/284 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 4, 2018 |
| Property Address | 5855 KRISTI LN, MIDLAND, NC 28107-6802 |
| Document Number | 1302727 |
| Book / Page | 013027 / 000027 |
| Instrument Date | May 17, 2018 |
| Instrument | 13152 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $282.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7225 HUNTERS SPRING DR CHARLOTTE NC 282691247, CHARLOTTE, NC 28269-1247 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,590 Land $100,000 Building $611,590 | ||
| 2024 | $711,590 (+89.66%) Land $100,000 Building $611,590 | ||
| 2023 | $840.00 | $375,200 Land $100,000 Building $275,200 | $375,200 Land $100,000 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5855 Kristi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5855 Kristi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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