5855 Joseph Rd, Panama City, FL 32404 Property Records

Bay County property record for 5855 Joseph Rd, Panama City, FL 32404

Property Summary

Property Type	Vacant Land
Details	960 sqft · built 1980
Lot Size	9.65 acres (420,790 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Sep 1993)
Tax Bill	$564 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05639-260-008`

Property Details

APN / Parcel Number

Primary APN	`05639-260-008`

Interior

Stories	1 Story
Building Area	960 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1980
Exterior Material	Wood
Lot Area	420,790 sqft (9.65 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	5855 JOSEPH RD
City	PANAMA CITY
State	FL
Zip	32404-5079
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BC16
Legal Description	1 3S 13W -2.68- 159A COM AT NE COR OF SE1/4 TH S 598.90' W 247.70' N 122.37' W
Legal Range	13W
Legal Township	03S
Legal Section	01
Legal Lot Number	36 37
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	3
Census Block	3112
Census Tract	302

Owner

5855 Joseph Rd, vacant land, is owned by an individual who bought it in September 1993.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6941 JOHN PITTS RD, PANAMA CITY, FL 32404-5386
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 1993 · Amount on File
Deed Sale	Sep 10, 1993 · Amount on File
Deed Document Number	0001454819
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5855 Joseph Rd was $564.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00	$45,580 Land $45,580	$45,580 Land $45,580
2023	$570.00 (+8.37%)	$45,580 (-) Land $45,580	$45,580 (-) Land $45,580
2022	$526.00	$45,580 Land $45,580	$45,580 Land $45,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5855 Joseph Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	10 (2014–2021)
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5855 Joseph Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20