Caroline County property record for 5855 Bethlehem Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,265 sqft · built 2004 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2022) |
| Tax Bill | $4,903 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-024591 |
| Primary APN | 04-024591 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,265 sqft Total Area |
| Utility Area | 110 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Type | Mixed |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 490 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 024591 |
|---|---|
| Street Address | 5855 BETHLEHEM RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 2.06 AC L-2 SE/S RT 578 SW OF HARMONY |
| Legal Subdivision | MCELHANY THOMAS H LANDS |
| Legal Lot Number | 2 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5855 BETHLEHEM RD, PRESTON, MD 21655-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage PRIME EQUITY MORTGAGE |
| Jun 1, 2022 | Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2003 · Amount on Record |
| Deed Book / Page | 1577 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 5855 BETHLEHEM RD, PRESTON, MD 21655-2136 |
| Document Number | 1793000124 |
| Book / Page | 1793 / 124 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 5855 BETHLEHEM RD, PRESTON, MD 21655-2136 |
| Document Number | 1793000124, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 1793/124 |
| Name | PRIME EQUITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jun 1, 2022 |
| Property Address | 5855 BETHLEHEM RD, PRESTON, MD 21655-2136 |
| Document Number | 0015770131 |
| Book / Page | 1577 / 131 |
| Map Reference | MB 6 FO 60B-1 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5855 BETHLEHEM RD, 5855, PRESTON, MD 21655-2136 |
| Name | Verified Name |
|---|
| Document Number | 0001577138 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 1577-138 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,903.00 (-1.13%) Homeowner's exemption | $491,700 (+9.59%) Land $64,700 Building $427,000 | $491,700 (-) Land $64,700 Building $427,000 |
| 2025 | $4,959.00 (+25.26%) | $448,667 (+23.74%) | $491,700 (+35.6%) Land $64,700 Building $427,000 |
| 2023 | $3,959.00 | $362,600 Land $64,700 Building $297,900 | $362,600 Land $64,700 Building $297,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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