5855 Arrowleaf Ln, Carmel, IN 46033 Property Records

Hamilton County property record for 5855 Arrowleaf Ln, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1999
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$3,120 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-10-22-401-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-401-009.000-018`
Alternative APN	`1610220401009000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610220401009000
Street Address	5855 ARROWLEAF LN
City	CARMEL
State	IN
Zip	46033-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 22, TOWNSHIP 18, RANGE 4, LOST OAKS AT HAVERSTICK, SECTION 1, LOT 75, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	22
Legal Subdivision	LOST OAKS AT HAVERSTICK
Legal Block	1
Legal Lot Number	75
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2029
Census Tract	110911

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5855 ARROWLEAF LN, CARMEL, IN 46033-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 16, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019
Deed Sale	Jul 16, 2019
Deed Document Number	2019031070
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5855 ARROWLEAF LN, CARMEL, IN 46033-9112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080930
Date	Nov 6, 2020
Instrument	2020080930

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 16, 2019
Property Address	5855 ARROWLEAF LN, CARMEL, IN 46033-9112
Document Number	2019031070
Map Reference	DOC 98-35940
Instrument Date	Jul 12, 2019
Instrument	2019031070
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 ARROWLEAF LN, CARMEL, IN 46033-9112

Mortgage

Document Number	2019031071
Date	Jul 16, 2019
Instrument	2019031071

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,500 (+9.94%) Land $100,200 Building $227,300	$327,500 (+9.94%) Land $100,200 Building $227,300
2024	$3,120.00 (+3.07%)	$297,900 (-0.13%) Land $100,200 Building $197,700	$297,900 (-0.13%) Land $100,200 Building $197,700
2023	$3,027.00 (+29.64%)	$298,300 (+33.29%) Land $80,500 Building $217,800	$298,300 (+33.29%) Land $80,500 Building $217,800
2022	$2,335.00	$223,800 Land $80,500 Building $143,300	$223,800 Land $80,500 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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