5855 34th St, Vero Beach, FL 32966 Property Records

Indian River County property record for 5855 34th St, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,594 sqft · built 1977
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Aug 2026)
Tax Bill$3,271 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2021 Reverse Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN32-39-32-00010-0000-00010.0

Property Details

APN / Parcel Number

Primary APN32-39-32-00010-0000-00010.0
Alternative APN
  • 53021

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,594 sqft Living Area
Gross Area3,144 sqft
1st Floor Area1,525 sqft
2nd Floor Area925 sqft
Utility Area30 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area42,253 sqft (0.97 acres)
Lot Width42,253 ft Width
View / LotInterior
Garage TypeAttached
Garage Area550 sqft

Exterior Amenities

Pool Area717 sqft
PorchOpen Porch
Porch Area540 sqft
Patio Area192 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5855 34TH ST
CityVERO BEACH
StateFL
Zip32966-6518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionSHADOW BROOK SUBDIVISION PBI 9-17 LOT 10 LESS AND EXCEPT THE FOLLOWING: BEG AT A POINT ON THE N LINE OF LOT 10 AND 107.64 FT W OF THE NE COR OF LOT 10; TH RUN S 49 DEG 28 MIN 09 SEC W A DIS OF 76.18 FT TO THE E LINE OF SAID LOT 11 TH RUN N ALONG THE
Legal Range39E
Legal Township32S
Legal Section32
Legal SubdivisionSHADOW BROOK
Legal Lot Number10
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1000
Census Tract50708

Owner

Source: Indian River County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5649 RIVERBOAT CIR SW, VERO BEACH, FL 32968-7518
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
May 24, 2021Deed of Trust, Mortgage · Reverse Mortgage
PNC BANK NA
Aug 14, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 14, 2017Grant Deed, Transfer
ATTORNEY ONLY
Nov 14, 2017Warranty Deed, Transfer
OTHER
Nov 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Nov 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Prior SaleNov 14, 2017 · Amount on Record
Deed Document Number202640262
Deed Book / Page3883 / 1998
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 24, 2026
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Document Number0000040262
Book / Page3883 / 1998
Instrument DateAug 20, 2026
Instrument202640262
Transaction TypeTransfer
Record UpdatedSep 4, 2026
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360,570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5649 RIVERBOAT CIR SW, VERO BEACH, FL 32968-7518

Mortgage

Document Number0000040263,
DateAug 24, 2026
Instrument202640263
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5855 34TH ST, VERO BEACH, FL 32966-6518

Mortgage

Document Number0034242143
DateMay 24, 2021
Book Page3424/2143
Instrument3120210037117
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term480 Months
DueMay 28, 2061

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031402297
DateAug 14, 2018
Book Page3140/2297
Instrument3120180050128
Lender
NamePNC BANK NA
TypeBank
AddressVERO BEACH, FL 32960
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJul 31, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 14, 2017
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Document Number0030692163
Book / Page003069 / 002163
Instrument DateNov 14, 2017
Instrument65119
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5855 34TH ST VERO BEACH FL 329666518, VERO BEACH, FL 32966-6518

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 14, 2017
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Document Number0030692169
Book / Page003069 / 002169
Instrument DateNov 14, 2017
Instrument65121
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5855 34TH ST VERO BEACH FL 329666518, VERO BEACH, FL 32966-6518

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 14, 2017
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Document Number0030692167
Book / Page003069 / 002167
Instrument DateNov 14, 2017
Instrument65120
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5855 34TH ST VERO BEACH FL 329666518, VERO BEACH, FL 32966-6518

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 14, 2017
Property Address5855 34TH ST, VERO BEACH, FL 32966-6518
Document Number0030692171
Book / Page003069 / 002171
Instrument DateNov 14, 2017
Instrument65122
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5855 34TH ST VERO BEACH FL 329666518, VERO BEACH, FL 32966-6518

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00 (+15.62%) Homeowner's exemption$244,026 (+5.99%)$373,077 (+1.23%) Land $103,063 Building $270,014
2023$2,829.00 (+2.8%)$230,240 (+3%)$368,558 (+24.29%) Land $103,063 Building $265,495
2022$2,752.00$223,534$296,540 Land $74,205 Building $222,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 189 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 250

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