58542 Ash Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58542 Ash Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2022
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009-040-048-00`

Property Details

APN / Parcel Number

Primary APN	`009-040-048-00`

Interior

Full Baths	2 Baths
Building Area	1,728 sqft Building Perimeter
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	318 ft deep x 100 ft wide
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58542 ASH RD
City	THREE RIVERS
State	MI
Zip	49093-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 63 FT OF LOT 45 & N 37 FT OF LOT 46 OF ASH SUB NO 4 SEC 16 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	16
Legal Subdivision	ASH SUB
Legal Lot Number	45-46
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58542 ASH RD, THREE RIVERS, MI 49093-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2003
Deed Sale	Jan 6, 2003
Prior Sale	Feb 11, 2002
Deed Book / Page	1112 / 180
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58542 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58542 ASH RD, THREE RIVERS, MI 49093-9356

Mortgage

Document Number	2024001494
Date	Mar 8, 2024
Instrument	2024001494

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58542 ASH RD, THREE RIVERS, MI 49093-9356
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58540 ASH RD, THREE RIVERS, MI 49093-9356

Mortgage

Document Number	2022002916
Date	Apr 6, 2022
Instrument	2022002916

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,000 Land $9,500 Building $111,500	$242,000 Land $19,000 Building $223,000
2025	$2,895.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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