58540 Stoldt Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58540 Stoldt Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1994
Lot Size	11.2 acres (489,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2025)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-016-009-00`

Property Details

APN / Parcel Number

Primary APN	`004-016-009-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	489,179 sqft (11.2 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	1,276 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58540 STOLDT RD
City	THREE RIVERS
State	MI
Zip	49093-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM W 1/4 COR SEC 16 T6S R12W TH S 89D 39M E 1318.6 FT TH S 500 FT TH N 89D 39M W 718.59 FT TH N 268.67 FT TH W 600 FT TH N 2
Legal Range	12W
Legal Township	06S
Legal Section	16
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2017
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69698 FOX XING, EDWARDSBURG, MI 49112-8759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Aug 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Document Number	20257744
Prior Transfer Date	Sep 25, 2025
Prior Transfer Doc	2025007744
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 30, 2025
Property Address	58540 STOLDT RD, THREE RIVERS, MI 49093-9553
Document Number	2025007744
Instrument Date	Sep 25, 2025
Instrument	2025007744
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,037.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58540 STOLDT RD, THREE RIVERS, MI 49093-9553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69698 FOX XING, EDWARDSBURG, MI 49112-8759

Mortgage

Document Number	2025007745
Date	Sep 30, 2025
Instrument	2025007745

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 30, 2019
Property Address	58540 STOLDT RD, THREE RIVERS, MI 49093-9553
Document Number	1972/0642
Book / Page	1972 / 0642
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58540 STOLDT RD, 58540, THREE RIVERS, MI 49093-9553

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 LASALLE AVE NW, GRAND RAPIDS, MI 49534-3543

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,700 (+17.47%) Land $66,600 Building $127,100	$387,400 (+17.47%) Land $133,200 Building $254,200
2025	$4,168.00 (+71.17%) Homeowner's exemption	$164,900 Land $48,400 Building $116,500	$329,800 Land $96,800 Building $233,000
2024	$2,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Midwest Energy & Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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