5854 Wells Ln, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5854 Wells Ln, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,166 sqft · built 1990
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Mar 2026)
Tax Bill	$4,418 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12361-26004-00000`

Property Details

APN / Parcel Number

Primary APN	`12361-26004-00000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5854 WELLS LN
City	CEDAR RAPIDS
State	IA
Zip	52411-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USR
Legal Description	CHESTNUT VALLEY 4TH LOT 7
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	CHESTNUT VALLEY 4TH
Legal Lot Number	7
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1038
Census Tract	205

Owner

Source: Linn County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jul 31, 2024	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Mar 26, 2026	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	May 12, 2005 · Amount on Record
Deed Document Number	20267708
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955

Mortgage

Document Number	2025030020
Date	Oct 29, 2025
Instrument	2025-030020

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1152316794
Date	Jul 31, 2024
Book Page	11523/16794

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 26, 2026
Property Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Document Number	2026007708
Instrument Date	Mar 15, 2026
Instrument	2026-007708
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955

Mortgage

Document Number	2026007710
Date	Mar 26, 2026
Instrument	2026-007710

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

Mortgage

Document Number	2026007711
Date	Mar 26, 2026
Instrument	2026-007711

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Document Number	0099530186
Book / Page	009953 / 000186
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5854 WELLS LN CEDAR RAPIDS IA 524117955, CEDAR RAPIDS, IA 52411-7955

Mortgage

Document Number	0099530186
Date	Oct 16, 2017
Book Page	009953/000186

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2022

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Document Number	0097780095
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5854 WELLS LN CEDAR RAPIDS IA 524117955, CEDAR RAPIDS, IA 52411-7955

Mortgage

Document Number	0097780095
Date	Mar 3, 2017
Book Page	009778/000095

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 2, 2022

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5854 WELLS LN, CEDAR RAPIDS, IA 52411-7955
Document Number	0097750500
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5854 WELLS LN CEDAR RAPIDS IA 524117955, CEDAR RAPIDS, IA 52411-7955

Mortgage

Document Number	0097750500
Date	Feb 28, 2017
Book Page	009775/000500

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 27, 2022

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,600 (+11.15%) Land $66,300 Building $368,300	$434,600 (+11.15%) Land $66,300 Building $368,300
2024	$4,418.00 (+10.06%)
2023		$391,000 Land $66,300 Building $324,700	$391,000 Land $66,300 Building $324,700
2022	$4,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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