58532 E Clear Lake Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58532 E Clear Lake Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 718 sqft · built 1940
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Nov 2017)
Tax Bill	$6,559 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-460-045-00`

Property Details

APN / Parcel Number

Primary APN	`004-460-045-00`

Interior

Full Baths	1 Bath
Building Area	718 sqft Living Area
1st Floor Area	718 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	308 ft deep x 48.6 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58532 E CLEAR LAKE RD
City	THREE RIVERS
State	MI
Zip	49093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	PT OF LOT 45 SUPERVISOR'S PLAT #3 SEC 17 T6S R12W DESC AS: COM NLY MOST COR SD LOT TH S 07D 38M 35S E (REC S 07D 31M 10S E) A
Legal Range	12W
Legal Township	06S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	45
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2016
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2948 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-9776
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · Line of Credit CAMPBELL & FETTER BANK
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Apr 1, 2021	Intrafamily Transfer, Transfer WFG LENDER SERVICES
Nov 9, 2017	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O
Jul 27, 2017	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	20171893-0053
Deed Book / Page	1893 / 53
Last Transfer Date	Aug 17, 2022
Transfer Doc	2022007647
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 30, 2022
Property Address	58532 E CLEAR LAKE RD, THREE RIVERS, MI 49093
Document Number	2022007647
Instrument Date	Aug 17, 2022
Instrument	2022007647
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 URAMON AVE, 2900, BRISTOL, IL 60512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2748 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8812

Mortgage

Date	Aug 30, 2022

Lender

Name	CAMPBELL & FETTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58532 E CLEAR LAKE RD, THREE RIVERS, MI 49093
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002841
Date	Mar 23, 2021
Instrument	2021002841

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 1, 2021
Property Address	58532 E CLEAR LAKE RD, THREE RIVERS, MI 49093
Document Number	2021003159
Map Reference	LB 4 PG 78
Instrument Date	Mar 1, 2021
Instrument	2021003159
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E QUINCY ST, 300, RIVERSIDE, IL 60546-2581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 VERNON AVE, BROOKFIELD, IL 60513-1002

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 9, 2017
Property Address	58532 E CLEAR LAKE RD, THREE RIVERS, MI 49093
Document Number	1893/0053
Book / Page	1893 / 0053
Map Reference	LB4 PG78
Instrument Date	Nov 7, 2017
Instrument	1893-0053
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O

Transaction

Amount	Amount Recorded
Tax	$2,253.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58540 E CLEAR LAKE RD, 58540, THREE RIVERS, MI 49093-8562

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	522 LONGCOMMON RD, PLANO, IL 60545

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 27, 2017
Property Address	58532 E CLEAR LAKE RD, THREE RIVERS, MI 49093
Document Number	1879/0132
Book / Page	1879 / 0132
Map Reference	LB4 PG78
Instrument Date	Jul 26, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31810 REDFIELD ST, 31810, NILES, MI 49120-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58540 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8562

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,700 (+3.6%) Land $100,800 Building $88,900	$379,400 (+3.6%) Land $201,600 Building $177,800
2025	$6,559.00	$183,100 Land $100,800 Building $82,300	$366,200 Land $201,600 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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