5853 Virtual Ln, San Jose, CA 95119 Property Records

Santa Clara County property record for 5853 Virtual Ln, San Jose, CA 95119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,330 sqft · built 2019
Lot Size	0.044 acres (1,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,084,500 (Mar 2020)
Tax Bill	$17,791 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`706-56-024`

Property Details

APN / Parcel Number

Primary APN	`706-56-024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	2,330 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,901 sqft (0.044 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5853 VIRTUAL LN
City	SAN JOSE
State	CA
Zip	95119-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Subdivision	10466 URBAN OAK-RESIDENCES
Legal Tract	10466
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	512032

Owner

Source: Santa Clara County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 26, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202024440971
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2026
Property Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753
Document Number	0026018442
Instrument Date	Jul 4, 2026
Instrument	202626018442
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0026018442,
Date	Jul 16, 2026
Instrument	202626018442

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 24, 2066

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0025008169
Date	Jun 25, 2021
Instrument	25008169

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0024761087
Date	Dec 23, 2020
Instrument	24761087

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 26, 2020
Property Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753
Document Number	0024440971
Map Reference	MB 917 PG 41-50
Instrument Date	Mar 2, 2020
Instrument	24440971
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5853 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0024440972
Date	Mar 26, 2020
Instrument	24440972

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,791.00 (+7.67%)	$1,185,598 (+4.04%) Land $592,799 Building $592,799
2023	$16,523.00 (+0.79%)	$1,139,562 Land $569,781 Building $569,781
2022	$16,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless · Fiber in parts of the area	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet.

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