5851 SE Riverboat Dr, Stuart, FL 34997 Property Records

Martin County property record for 5851 SE Riverboat Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,288 sqft · built 1980
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Dec 2021)
Tax Bill	$3,602 (2024)
Deeds & Mortgages	Dec 2021 Sale Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-38-42-006-004-04210-3`

Property Details

APN / Parcel Number

Primary APN	`30-38-42-006-004-04210-3`
Alternative APN	`47498`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47498
Street Address	5851 SE RIVERBOAT DR
City	STUART
State	FL
Zip	34997-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER PINES PHASE IV BLDG D-6 UNIT 421
Legal Range	42E
Legal Township	38S
Legal Section	30
Legal Subdivision	RIVER PINES
Legal Phase	4
Legal Lot Number	421
Legal Unit	421
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1031
Census Tract	1500

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5851 SE RIVERBOAT DR, STUART, FL 34997-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 4, 2018	Warranty Deed, Transfer SIGNATURE TITLE FL PARTNERS LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	0032811444
Deed Book / Page	3281 / 1444
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2021
Property Address	5851 SE RIVERBOAT DR, STUART, FL 34997-1510
Document Number	0032811444
Book / Page	3281 / 1444
Map Reference	MB 8 PG 26
Instrument Date	Dec 13, 2021
Instrument	2933572
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 SEWICKLEY ST, 627, GREENSBURG, PA 15601-4832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4770 SE COMPASS WAY, STUART, FL 34997-1944

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 19, 2019
Property Address	5851 SE RIVERBOAT DR, STUART, FL 34997-1510
Document Number	0030772038
Book / Page	3077 / 2038
Map Reference	MB 8 PG 26
Instrument Date	Aug 16, 2019
Instrument	2770838
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SIGNATURE TITLE FL PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2929 SE OCEAN BLVD # BLVDG5, 2929, STUART, FL 34996-2736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5851 SE RIVERBOAT DR, STUART, FL 34997-1510

Mortgage

Document Number	0030772041
Date	Aug 19, 2019
Instrument	3077/2041

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 4, 2018
Property Address	5851 SE RIVERBOAT DR, STUART, FL 34997-1510
Document Number	0029840801
Book / Page	002984 / 000801
Instrument Date	Mar 30, 2018
Instrument	2687007
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	SIGNATURE TITLE FL PARTNERS LLC

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5851 SE RIVERBOAT DR #421 STUART FL 349971510, 421, STUART, FL 34997-1510

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,890 (+18.15%) Land $115,000 Building $143,890	$258,890 (+7.16%) Land $115,000 Building $143,890
2024	$3,602.00 (-4.86%)
2023	$3,786.00 (+14.24%)	$219,120 (+1%)	$241,600 (+21.29%) Land $110,000 Building $131,600
2022	$3,314.00	$199,200 Land $100,000 Building $99,200	$199,200 Land $100,000 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 232 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	246 units insured incl. 14 condo units
Nearby Flood Claims	56 (1979–2020)
Claims Outside the SFHA	35 of 56
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Verizon.

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