5851 Fairfield Dr, Duluth, MN 55810 Property Records

St. Louis County property record for 5851 Fairfield Dr, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,508 sqft · built 1975
Lot Size	21.5 acres (937,847 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2015)
Tax Bill	$4,464 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450-0010-01260`

Property Details

APN / Parcel Number

Primary APN	`450-0010-01260`
Alternative APN	`995111`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,508 sqft Gross Area
1st Floor Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	937,847 sqft (21.5 acres)
Garage Area	1,920 sqft

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Deck Area	Deck Area
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	995111
Street Address	5851 FAIRFIELD DR
City	DULUTH
State	MN
Zip	55810-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	W1/2 OF SW1/4 OF NW1/4 SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	07
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1028
Census Tract	10200

Owner

5851 Fairfield Dr is owned and occupied by an individual who bought it in September 2015.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5851 FAIRFIELD DR, DULUTH, MN 55810-9544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2015 · Amount on File
Deed Sale	Sep 3, 2015 · Amount on File
Prior Sale	Dec 3, 2014 · Amount on File
Deed Document Number	20151269066
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	00A1269066
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5851 FAIRFIELD DR, DULUTH, MN 55810-9544
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001410334
Date	Apr 14, 2021
Instrument	1410334

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5851 FAIRFIELD DR, DULUTH, MN 55810-9544
Document Number	00A1377561
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5851 FAIRFIELD DR PROCTOR MN 558109544, PROCTOR, MN 55810-9544

Mortgage

Document Number	00A1377561
Date	Apr 16, 2020
Instrument	A1377561

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2040

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5851 FAIRFIELD DR, DULUTH, MN 55810-9544
Document Number	00A1353914
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5851 FAIRFIELD DR PROCTOR MN 558109544, PROCTOR, MN 55810-9544

Mortgage

Document Number	00A1353914
Date	Apr 30, 2019
Instrument	A1353914

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 29, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5851 Fairfield Dr was $4,464 with a homeowner's exemption, up 49.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,464.00 (+49.6%) Homeowner's exemption
2025	$2,984.00 (+0.54%) Homeowner's exemption	$453,100 (+47.3%) Land $119,500 Building $333,600	$453,100 (+47.3%) Land $119,500 Building $333,600
2024	$2,968.00	$307,600 Land $109,100 Building $198,500	$307,600 Land $109,100 Building $198,500
2022		$264,600 Land $97,300 Building $167,300	$264,600 Land $97,300 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5851 Fairfield Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5851 Fairfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Mediacom Xtream.

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