5851 Circlewood Dr, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 5851 Circlewood Dr, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1983
Lot Size	0.395 acres (17,200 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Jul 2002)
Tax Bill	$1,082 (2023)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5603 08 9496`

Property Details

APN / Parcel Number

Primary APN	`5603 08 9496`
Alternative APNs	`04002 0015.000000` `5769050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,247 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,200 sqft (0.395 acres)
Lot Dimensions	172 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	5769050
Street Address	5851 CIRCLEWOOD DR
City	KANNAPOLIS
State	NC
Zip	28081-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BETHWOODS LTS 53-54
Legal Subdivision	BETHWOOD
Legal Lot Number	53-54
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2022
Census Tract	41201

Owner

5851 Circlewood Dr is owned and occupied by two individuals who bought it in July 2002.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5851 CIRCLEWOOD DR, KANNAPOLIS, NC 28081-8736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2002 · Amount on File
Deed Sale	Jul 23, 2002 · Amount on File
Deed Book / Page	3916 / 53
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5851 CIRCLEWOOD DR, KANNAPOLIS, NC 28081-8736
Document Number	14189319
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5851 CIRELEWCOD DR KANNAPOLIS NC 28081, KANNAPOLIS, NC 28081

Mortgage

Document Number	14189319
Date	May 20, 2020
Book Page	014189/000319
Instrument	15006

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,150 Land $50,000 Building $199,150
2024			$249,150 (+87.19%) Land $50,000 Building $199,150
2023	$1,082.00	$133,100 Land $30,000 Building $103,100	$133,100 Land $30,000 Building $103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5851 Circlewood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5851 Circlewood Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20