5850 River Rd, Loudon, TN 37774 Property Records

Loudon County property record for 5850 River Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,946 sqft · built 1998
Lot Size	1.19 acres (51,836 sqft)
Owner	Owner Name on Record
Last Sale	$135,000 (May 2000)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053040B A 02600`

Property Details

APN / Parcel Number

Primary APN	`053040B A 02600`
Alternative APNs	`040B A 02600 000040B` `040B A 02600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	1,274 sqft
Upper Floors Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	194 ft deep x 260 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Old Parcel Number	040B A 02600 000040B
Street Address	5850 RIVER RD
City	LOUDON
State	TN
Zip	37774-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HILLCREST S/D 6 1 043D 043D 00100 000
Legal Subdivision	HILLCREST
Legal Lot Number	6 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4066
Census Tract	60600

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5850 RIVER RD, LOUDON, TN 37774-5432
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2000 · Amount on Record
Deed Sale	May 30, 2000 · Amount on Record
Deed Document Number	0000252659
Deed Book / Page	252 / 659
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	5850 RIVER RD, LOUDON, TN 37774-5432
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1590/457
Date	Mar 31, 2022
Book Page	T1590/457
Instrument	22003895

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00	$63,200 (-) Land $8,850 Building $54,350
2024	$1,870.00 (+169.45%)	$63,200 (-) Land $8,850 Building $54,350
2023		$63,200 (-) Land $8,850 Building $54,350
2022	$694.00	$63,200 Land $8,850 Building $54,350	$252,800 (-) Land $35,400 Building $217,400
2021			$252,800 Land $35,400 Building $217,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20