5850 Ketch Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 5850 Ketch Rd, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,976 sqft · built 1992
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on Record
Last Sale	$534,000 (Mar 2021)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-068451`

Property Details

APN / Parcel Number

Primary APN	`02-068451`
Alternative APNs	`2068451` `068451`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,976 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	50 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	068451
Street Address	5850 KETCH RD
City	PRINCE FREDERICK
State	MD
Zip	20678-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1 PLAT 1 CEDAR BEACH
Legal Subdivision	CEDAR BEACH
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1044
Census Tract	860701

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	417 LINCOLN WAY, SAN FRANCISCO, CA 94122-2517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Nov 22, 1993 · Amount on Record
Deed Book / Page	5905 / 86
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 23, 2021
Property Address	5850 KETCH RD, PRINCE FREDERICK, MD 20678-3449
Document Number	0059050086
Book / Page	5905 / 86
Map Reference	MB ABE 2 PL 391
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BAYVIEW TITLE, BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5850 KETCH RD, PRINCE FREDERICK, MD 20678-3449

Mortgage

Document Number	590594
Date	Mar 23, 2021
Instrument	5905/94

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	5850 KETCH RD, PRINCE FREDERICK, MD 20678-3449
Document Number	0049740424
Book / Page	004974 / 000424
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5850 KETCH RD PRINCE FREDERICK MD 206783449, PRINCE FREDERICK, MD 20678-3449

Mortgage

Document Number	0049740424
Date	Apr 12, 2017
Book Page	004974/000424

Lender

Name	SPRING EQ LLC
Address	2929 ARCH ST # 500, PHILADELPHIA, PA 19104-2858

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2037

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,800 (+18.83%)	$591,100 (+14.07%) Land $240,000 Building $351,100
2025	$6,076.00 (+22.62%)
2023	$4,955.00	$476,967	$518,200 Land $240,000 Building $278,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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