5850 Elm Dr, Reno (Paris), TX 75462 Property Records

Lamar County property record for 5850 Elm Dr, Reno, TX 75462

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,692 sqft · built 1998
Lot Size0.184 acres (8,015 sqft)
Owner2 Individual Names on File
Last Sale$295,806 (Nov 2022)
Tax Bill$2,563 (2026)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Construction Loan
+ 2 more
Flood ZoneZone A (high risk)
APN110203

Property Details

APN / Parcel Number

Primary APN110203

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,692 sqft Living Area
1st Floor Area1,692 sqft
Utility Area120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions100 ft deep x 81 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number110203
Street Address5850 ELM DR
CityRENO
StateTX
Zip75462-7354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK #2 - C, BLOCK A, LOT 15
Legal SubdivisionTURTLE CREEK #2 - C
Legal Tract15
Legal BlockA
Legal Lot Number15
JurisdictionLAMAR TX
Township / Civil DivisionPARIS
Census Block Group3
Census Block3005
Census Tract900

Owner

5850 Elm Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Lamar County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address5850 ELM DR, RENO, TX 75462-7354
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY NATIONAL BANK
Apr 6, 2026Deed of Trust, Mortgage · Construction Mortgage
LIBERTY NATIONAL BANK
Nov 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY NATIONAL BANK IN PARIS
Nov 30, 2022Vendor's Lien, Transfer
LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2022 · Amount on File
Deed SaleNov 30, 2022 · Amount on File
Prior SaleJun 22, 2017
Deed Document Number2022199848
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAMAR TX
Recording DateApr 6, 2026
Property Address5850 ELM DR, RENO, TX 75462-7354
Document Number0000232373
Instrument DateMar 30, 2026
Instrument2026232373
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5850 ELM DR, RENO, TX 75462-7354

Mortgage

Document Number0000232373,
DateApr 6, 2026
Instrument2026232373
Lender
NameLIBERTY NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 30, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAMAR TX
Recording DateApr 6, 2026
Property Address5850 ELM DR, RENO, TX 75462-7354
Document Number0000232372
Instrument DateMar 30, 2026
Instrument2026232372
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5850 ELM DR, RENO, TX 75462-7354

Mortgage

Document Number0000232372,
DateApr 6, 2026
Instrument2026232372
Lender
NameLIBERTY NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 30, 2027
Interest
Rate5.98%
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAMAR TX
Property Address5850 ELM DR, RENO, TX 75462-7354
Transaction TypeMortgage
Record UpdatedFeb 14, 2023
Title CompanyMASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1998492022
DateNov 30, 2022
Instrument199849-2022
Lender
NameLIBERTY NATIONAL BANK IN PARIS
TypeBank
AddressPARIS, TX 75461
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 30, 2052
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 30, 2027
Change FrequencyAnnually
Min Rate At Change6%
Max Rate At Change12.5%
Index1-Year T-Bill
Max Rate12.5%

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLAMAR TX
Recording DateNov 30, 2022
Property Address5850 ELM DR, RENO, TX 75462-7354
Document Number1998482022
Map ReferenceENV 332-B
Instrument DateNov 30, 2022
Instrument199848-2022
Transaction TypeTransfer
Record UpdatedJan 4, 2024
Title CompanyMASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5850 ELM DR, RENO, TX 75462-7354

Mortgage

Document Number1998492022
DateNov 30, 2022
Instrument199849-2022
Lender
NameLIBERTY NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term361 Months
DueNov 30, 2052
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 30, 2027
Change FrequencyAnnually
Min Rate At Change6%
Max Rate At Change12.5%
Index1-Year T-Bill
Max Rate12.5%

Tax Assessment & Valuation

The 2026 property tax bill for 5850 Elm Dr was $2,563 with a homeowner's exemption, down 30.9% from the year before.

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateTexas
CountyLamar County
MunicipalityReno City
Unified School DistrictNorth Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,563.00 (-30.86%) Homeowner's exemption$225,490 (-1.49%) Land $11,000 Building $214,490$225,490 (-1.49%) Land $11,000 Building $214,490
2025$3,707.00 (-8.38%) Homeowner's exemption$228,910 Land $11,500 Building $217,410$228,910 Land $11,500 Building $217,410
2024$4,046.00
2023$217,990 Land $10,800 Building $207,190$217,990 Land $10,800 Building $207,190
2022$3,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5850 Elm Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims5 (1996–2026)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5850 Elm Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RENO
serves 3,460 people · EPA ID TX1390013
Water SourcePurchased surface water from LAMAR COUNTY WATER SUPPLY DISTRICT
Last State InspectionNov 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: AT&T, Wifires Internet.

Nearby Properties on Elm Dr

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