5850 Carol Ln, Tower, MN 55790 Property Records

St. Louis County property record for 5850 Carol Ln, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,744 sqft · built 1994
Lot Size	2.25 acres (98,329 sqft)
Owner	Individual Name on File
Last Sale	$732,000 (Jul 2020)
Tax Bill	$12,802 (2026)
Deeds & Mortgages	Oct 2020 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-0022-00010`

Property Details

APN / Parcel Number

Primary APN	`270-0022-00010`
Alternative APN	`1098547`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,744 sqft Gross Area
1st Floor Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Frame
Lot Area	98,329 sqft (2.25 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	428 sqft
Patio Area	936 sqft
Boat House	504 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1098547
Street Address	5850 CAROL LN
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 1 INCLUDING AN UNDIVIDEDINTEREST IN PRIVATE RD SERIAL #
Legal Subdivision	ABRAMSONS ACRES T OF BREITUNG
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2016
Census Tract	15402

Owner

5850 Carol Ln is owned and occupied by an individual who acquired it in October 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	207 S 12TH AVE, VIRGINIA, MN 55792-3433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Jul 25, 2003 · Amount on File
Deed Document Number	20201385722
Last Transfer Date	Oct 9, 2020
Transfer Doc	00A1394000
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 23, 2020
Property Address	5850 CAROL LN, TOWER, MN 55790
Document Number	00A1394000
Instrument Date	Oct 9, 2020
Instrument	A1394000
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S 12TH AVE VIRGINIA MN 557923433, VIRGINIA, MN 55792-3433

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 22, 2020
Property Address	5850 CAROL LN, TOWER, MN 55790
Document Number	00A1385722
Instrument Date	Jul 9, 2020
Instrument	A1385722
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,416.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 S 12TH AVE VIRGINIA MN 557923433, VIRGINIA, MN 55792-3433

Mortgage

Document Number	A1385723
Date	Jul 22, 2020
Instrument	A1385723

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5850 Carol Ln was $12,802 with a homeowner's exemption, up 15.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,802.00 (+15.17%) Homeowner's exemption
2025	$11,116.00 (+6.72%) Homeowner's exemption	$1,095,800 (+19.59%) Land $344,500 Building $751,300	$1,095,800 (+19.59%) Land $344,500 Building $751,300
2024	$10,416.00	$916,300 Land $322,300 Building $594,000	$916,300 Land $322,300 Building $594,000
2022		$795,700 Land $289,900 Building $505,800	$795,700 Land $289,900 Building $505,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5850 Carol Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5850 Carol Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILION tribal government · serves 450 people · EPA ID 055294402
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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