5850 Benfields Landing Rd, Nebo, NC 28761 Property Records

Burke County property record for 5850 Benfields Landing Rd, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1996
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2020)
Tax Bill	$3,572 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1753040884`

Property Details

APN / Parcel Number

Primary APN	`1753040884`
Alternative APN	`16985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Finished Basement	408 sqft
Unfinished Basement	612 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Deck Area	300 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5850 BENFIELDS LANDING RD
City	NEBO
State	NC
Zip	28761-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	5850 BENFIELDS LANDING RD NEBO, NC 28761
Legal Subdivision	LAUREL POINTE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2019
Census Tract	20203

Owner

5850 Benfields Landing Rd is owned and occupied by an individual who bought it in September 2020.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5850 BENFIELDS LANDING RD, NEBO, NC 28761-9688
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202017044915
Deed Book / Page	2489 / 569
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5850 BENFIELDS LANDING RD, NEBO, NC 28761-9688
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026060625
Date	Mar 1, 2022
Book Page	2606/625
Instrument	2021017967

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 21, 2020
Property Address	5850 BENFIELDS LANDING RD, NEBO, NC 28761-9688
Document Number	0024890569
Book / Page	2489 / 569
Map Reference	MB 10 PG 138
Instrument Date	Sep 18, 2020
Instrument	2017044915
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHVIEW ST, 151, MORGANTON, NC 28655-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5850 BENFIELD LANDING RD, NEBO, NC 28761-9688

Mortgage

Document Number	2017044916
Date	Sep 21, 2020
Instrument	2017044916

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2026 property tax bill for 5850 Benfields Landing Rd was $3,572, up 2.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,572.00 (+2.38%)	$522,661 (-) Land $248,535 Building $274,126	$522,661 (-) Land $248,535 Building $274,126
2025	$3,489.00	$522,661 Land $248,535 Building $274,126	$522,661 Land $248,535 Building $274,126
2023	$3,511.00	$522,661 Land $248,535 Building $274,126	$522,661 Land $248,535 Building $274,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5850 Benfields Landing Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5850 Benfields Landing Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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