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585 Windermere Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 585 Windermere Dr, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,714 sqft · built 2005
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Jan 2021)
Tax Bill$2,284 (2025)
Deeds & MortgagesApr 2019 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-R-2-228

Property Details

APN / Parcel Number

Primary APN40-R-2-228
Alternative APN
  • 21470

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,714 sqft Living Area
1st Floor Area1,238 sqft
Basement Area1,238 sqft
Unfinished Basement1,238 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage Area400 sqft
DrivewayGravel (Chat) Driveway
Parking Spaces2 Parking Spaces
Deck Area444 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21470
Street Address585 WINDERMERE DR
CityCULPEPER
StateVA
Zip22701-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionREDWOOD LAKES PHASE 2D, LOT 228 13,071 SQ FT PLAT 8/320-326
Legal SubdivisionREDWOOD LAKES
Legal Phase2D
Legal Lot Number13,228
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group3
Census Block3017
Census Tract930203

Owner

Source: Culpeper County records · APN 40-R-2-228

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address585 WINDERMERE DR, CULPEPER, VA 22701-2059
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2019Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Jan 12, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRFAX MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleApr 08, 2010 · Amount on Record
Deed Document Number2021299
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address585 WINDERMERE DR, CULPEPER, VA 22701-2059
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyNETCO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001615
DateApr 10, 2019
Instrument190001615
Lender
NameSUN WEST MORTGAGE COMPANY INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049
Interest
Rate TypeFixed Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateJan 12, 2021
Property Address585 WINDERMERE DR, CULPEPER, VA 22701-2059
Document Number210000299
Instrument DateJan 08, 2021
Instrument210000299
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanySMS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 WINDERMERE DR, CULPEPER, VA 22701-2059

Mortgage

Document Number210000030
DateJan 12, 2021
Instrument210000030
Lender
NameFAIRFAX MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,284.00 (+613.75%)$531,200 (+9.23%) Land $112,000 Building $419,200$531,200 (+9.23%) Land $112,000 Building $419,200
2024$320.00 (-38.1%)
2023$517.00$486,300 Land $99,700 Building $386,600$486,300 Land $99,700 Building $386,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 25, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		1,200 / 35
Virginia Broadband
Fixed Wireless · not low latency		100 / 25

May also be available: T-Mobile USA.

Based on FCC filings for 281 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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