585 William Dr, Spring City, TN 37381 Property Records

Rhea County property record for 585 William Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,910 sqft · built 1996
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on File
Last Sale	$1,110,000 (Aug 2024)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072038 06800`

Property Details

APN / Parcel Number

Primary APN	`072038 06800`
Alternative APN	`038 06800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,910 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,230 sqft
Unfinished Basement	450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,725 sqft
Lot Dimensions	332 ft deep x 116 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	442 sqft
Deck Area	390 sqft
Patio Area	448 sqft
Shed	1 Shed
Shed Area	1 sqft
Boat Access	Boat Access
Boat House	546 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	585 WILLIAM DR
City	SPRING CITY
State	TN
Zip	37381-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	975000

Owner

585 William Dr is owned and occupied by an individual who bought it in August 2024.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	585 WILLIAM DR, SPRING CITY, TN 37381-3749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ASCEND FCU
Aug 14, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Document Number	24024603
Deed Book / Page	526 / 534
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	585 WILLIAM DR, SPRING CITY, TN 37381-3749
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018987
Date	May 17, 2023
Book Page	T692/467
Instrument	23018987

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2033

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Aug 14, 2024
Property Address	585 WILLIAM DR, SPRING CITY, TN 37381-3749
Document Number	0000024603
Book / Page	526 / 534
Instrument Date	Aug 2, 2024
Instrument	24024603
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	JR CROSSLAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 WILLIAM DR, SPRING CITY, TN 37381-3749

Mortgage

Document Number	0000024604
Date	Aug 14, 2024
Book Page	T713/19
Instrument	24024604

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Oct 8, 2020
Property Address	585 WILLIAM DR, SPRING CITY, TN 37381-3749
Document Number	0000004042
Book / Page	000487 / 000190
Instrument Date	Oct 1, 2020
Instrument	4042
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1807 MCEWEN AVE NASHVILLE TN 372061856, NASHVILLE, TN 37206-1856

Mortgage

Document Number	4043
Date	Oct 8, 2020
Book Page	000636/000567
Instrument	4043

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 585 William Dr was $2,340, up 10.3% from the year before.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 (+10.33%)	$173,525 (+10.33%) Land $41,250 Building $132,275
2024	$2,121.00	$157,275 Land $25,000 Building $132,275	$694,100 Land $165,000 Building $529,100
2022		$102,275 Land $25,000 Building $77,275	$409,100 Land $100,000 Building $309,100
2021	$2,306.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 585 William Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 William Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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