585 Raley Rd, Loretto, KY 40037 Property Records

Marion County property record for 585 Raley Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	2,549 sqft · built 2018
Lot Size	16.5 acres (719,001 sqft)
Owner	Individual Name on Record
Tax Bill	$2,807 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-002-01`

Property Details

APN / Parcel Number

Primary APN	`038-002-01`
Alternative APN	`82018`

Interior

Stories	1 Story
Building Area	2,549 sqft Living Area
Basement Area	2,549 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	719,001 sqft (16.5 acres)
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	499 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	82018
Street Address	585 RALEY RD
City	LORETTO
State	KY
Zip	40037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	585 RALEY RD
Legal Subdivision	THADDEUS PETERSON DIVIS
Jurisdiction	MARION KY
Township / Civil Division	ST. MARY
Census Block Group	1
Census Block	1021
Census Tract	970300

Owner

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 HIGHWAY 52, LORETTO, KY 40037-7089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL KENTUCKY AG CREDIT ASSN
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL KENTUCKY AG CREDIT ASSN
Jan 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2016
Transfer Doc	000316/253
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	585 RALEY RD, LORETTO, KY 40037
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000443/310
Date	May 19, 2020
Book Page	443/310

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Bank
Address	LEXINGTON, KY 40508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	585 RALEY RD, LORETTO, KY 40037
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000428/767
Date	Mar 4, 2019
Book Page	428/767

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Lending Institution
Address	LEXINGTON, KY 40508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION KY
Recording Date	Jan 5, 2017
Property Address	585 RALEY RD, LORETTO, KY 40037
Document Number	000316/253
Book / Page	316 / 253
Map Reference	CAB 4 SL 797
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 HIGHWAY 52, LORETTO, KY 40037-7089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 HIGHWAY 52, LORETTO, KY 40037-7089

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (-7.39%) Homeowner's exemption	$368,000 (+8.88%) Land $8,000 Building $360,000	$368,000 (+8.88%) Land $8,000 Building $360,000
2023	$3,031.00	$338,000 Land $8,000 Building $330,000	$338,000 Land $8,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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