Kane County property record for 585 Park St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,187 sqft · built 1925 |
| Lot Size | 0.198 acres (8,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $418,000 (May 2026) |
| Tax Bill | $10,033 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-255-015 |
| Primary APN | 06-13-255-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,187 sqft Living Area |
| Gross Area | 4,833 sqft |
| Basement Area | 1,646 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,613 sqft (0.198 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 585 PARK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWKINS & BOSWORTHS ADDN LOT 1 BLOCK 1 SEC 13-41-8 (EXCEPT 1741063) |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 13 |
| Legal Subdivision | HAWKINS&BOSWORTHS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 851400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 W IRVING PARK RD, 4202, CHICAGO, IL 60613-3199 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| May 27, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 4, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Dec 4, 2018 · Amount on Record |
| Deed Document Number | 202621803 |
| Prior Transfer Date | Aug 18, 2000 |
| Prior Transfer Doc | 0000068805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Document Number | 0000076074 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021K076074 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | BRONX, NY 10460 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Document Number | 0000035856 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 2024K035856 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CORAL SPRINGS, FL 33065 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 27, 2026 |
| Property Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Document Number | 0000021803 |
| Instrument Date | May 13, 2026 |
| Instrument | 202621803 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,327.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 W IRVING PARK RD, 4202, CHICAGO, IL 60613-3199 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021804, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202621804 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 7% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 4, 2018 |
| Property Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Document Number | 0000058310 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 2018K058310 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST UNITED TITLE SERVICVES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 585 PARK ST, ELGIN, IL 60120-4473 |
| Document Number | 0000058311 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018K058311 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,033.00 (+4.04%) Homeowner's exemption | $139,520 (+8.57%) Land $18,505 Building $121,015 | $418,727 (+8.57%) Land $55,537 Building $363,190 |
| 2024 | $9,643.00 (+11.38%) | $128,507 (+21.39%) Land $17,044 Building $111,463 | $385,675 (+21.44%) Land $51,152 Building $334,523 |
| 2022 | $8,658.00 (+4.39%) Homeowner's exemption | $105,859 (+6.96%) Land $14,040 Building $91,819 | $317,577 (+6.96%) Land $42,120 Building $275,457 |
| 2021 | $8,294.00 Homeowner's exemption | $98,970 Land $13,126 Building $85,844 | $296,910 Land $39,378 Building $257,532 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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