585 Park St, Elgin, IL 60120 Property Records

Kane County property record for 585 Park St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,187 sqft · built 1925
Lot Size0.198 acres (8,613 sqft)
OwnerIndividual Name on Record
Last Sale$418,000 (May 2026)
Tax Bill$10,033 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-13-255-015

Property Details

APN / Parcel Number

Primary APN06-13-255-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,187 sqft Living Area
Gross Area4,833 sqft
Basement Area1,646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Lot Area8,613 sqft (0.198 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address585 PARK ST
CityELGIN
StateIL
Zip60120-4473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWKINS & BOSWORTHS ADDN LOT 1 BLOCK 1 SEC 13-41-8 (EXCEPT 1741063)
Legal Range08
Legal Township41
Legal Section13
Legal SubdivisionHAWKINS&BOSWORTHS ADDN
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2009
Census Tract851400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address655 W IRVING PARK RD, 4202, CHICAGO, IL 60613-3199
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 2, 2024Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
May 27, 2026Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Dec 4, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleDec 4, 2018 · Amount on Record
Deed Document Number202621803
Prior Transfer DateAug 18, 2000
Prior Transfer Doc0000068805
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address585 PARK ST, ELGIN, IL 60120-4473
Transaction TypeMortgage
Record UpdatedJun 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 PARK ST, ELGIN, IL 60120-4473

Mortgage

Document Number0000076074
DateOct 7, 2021
Instrument2021K076074
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressBRONX, NY 10460
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueDec 1, 2048

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address585 PARK ST, ELGIN, IL 60120-4473
Transaction TypeMortgage
Record UpdatedJun 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 PARK ST, ELGIN, IL 60120-4473

Mortgage

Document Number0000035856
DateOct 2, 2024
Instrument2024K035856
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressCORAL SPRINGS, FL 33065
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term290 Months
DueDec 1, 2048

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 27, 2026
Property Address585 PARK ST, ELGIN, IL 60120-4473
Document Number0000021803
Instrument DateMay 13, 2026
Instrument202621803
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63,327.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W IRVING PARK RD, 4202, CHICAGO, IL 60613-3199
InvestorPossibly a Property Investor

Mortgage

Document Number0000021804,
DateMay 27, 2026
Instrument202621804
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate7%
Max Rate-1%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 4, 2018
Property Address585 PARK ST, ELGIN, IL 60120-4473
Document Number0000058310
Instrument DateNov 27, 2018
Instrument2018K058310
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST UNITED TITLE SERVICVES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$276.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address585 PARK ST, ELGIN, IL 60120-4473

Mortgage

Document Number0000058311
DateDec 4, 2018
Instrument2018K058311
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,033.00 (+4.04%) Homeowner's exemption$139,520 (+8.57%) Land $18,505 Building $121,015$418,727 (+8.57%) Land $55,537 Building $363,190
2024$9,643.00 (+11.38%)$128,507 (+21.39%) Land $17,044 Building $111,463$385,675 (+21.44%) Land $51,152 Building $334,523
2022$8,658.00 (+4.39%) Homeowner's exemption$105,859 (+6.96%) Land $14,040 Building $91,819$317,577 (+6.96%) Land $42,120 Building $275,457
2021$8,294.00 Homeowner's exemption$98,970 Land $13,126 Building $85,844$296,910 Land $39,378 Building $257,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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