585 Meridian Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 585 Meridian Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.374 acres (16,324 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (May 2026)
Tax Bill	$2,630 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01696.00`

Property Details

APN / Parcel Number

Primary APN	`17.01696.00`

Exterior

Lot Area	16,324 sqft (0.374 acres)

Location & Zoning

Street Address	585 MERIDIAN AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-005 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	POINT PLEASANT
Legal Block	3
Legal Lot Number	5
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	585 MERIDIAN AVE NE, SAINT CLOUD, MN 56304-9615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Affidavit, Transfer
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage DACOTAH BANK
Jun 25, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Document Number	2026483279
Record Updated	Sep 20, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BENTON MN
Recording Date	May 13, 2026
Property Address	585 MERIDIAN AVE NE, SAINT CLOUD, MN 56304-9615
Document Number	0000483278
Instrument Date	May 13, 2026
Instrument	2026483278
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	May 13, 2026
Property Address	585 MERIDIAN AVE NE, SAINT CLOUD, MN 56304-9615
Document Number	0000483279
Instrument Date	May 12, 2026
Instrument	2026483279
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,324.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	585 MERIDIAN AVE NE, SAINT CLOUD, MN 56304-9615

Mortgage

Document Number	0000483279,
Date	May 13, 2026
Instrument	2026483279

Lender

Name	DACOTAH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Jun 25, 2018
Property Address	585 MERIDIAN AVE NE, SAINT CLOUD, MN 56304-9615
Document Number	430147
Instrument Date	Jun 19, 2018
Instrument	430147
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00 (+14.35%) Homeowner's exemption	$195,300 (-) Land $40,000 Building $155,300	$195,300 (-) Land $40,000 Building $155,300
2025	$2,300.00 (+6.19%) Homeowner's exemption	$195,300 (+1.56%) Land $40,000 Building $155,300	$195,300 (+1.56%) Land $40,000 Building $155,300
2023	$2,166.00	$192,300 Land $40,000 Building $152,300	$192,300 Land $40,000 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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