585 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 585 Mendon Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1954
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2020)
Tax Bill	$4,288 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9992-11`

Property Details

APN / Parcel Number

Primary APN	`9992-11`
Alternative APN	`CUMB M:014 B:0009 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,469 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9992-11
Street Address	585 MENDON RD
City	CUMBERLAND
State	RI
Zip	02864-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	9
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2042
Census Tract	11301

Owner

585 Mendon Rd is owned and occupied by an individual who bought it in September 2020.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	585 MENDON RD, CUMBERLAND, RI 02864-6221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC
Jul 23, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH E RLTY INV
Mar 17, 2017	Warranty Deed, Transfer NORTHEAST RLTY INV 1

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Book / Page	1853 / 60
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	001807-917
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 1, 2020
Property Address	585 MENDON RD, CUMBERLAND, RI 02864-6221
Document Number	1853-60
Book / Page	1853 / 60
Instrument Date	Aug 31, 2020
Instrument	116854
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 MENDON RD, CUMBERLAND, RI 02864-6221

Mortgage

Document Number	116855
Date	Sep 1, 2020
Instrument	116855

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 23, 2019
Property Address	585 MENDON RD, CUMBERLAND, RI 02864-6221
Document Number	1807-917
Book / Page	1807 / 917
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001807-919
Date	Jul 23, 2019
Book Page	1807/919

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	585 MENDON RD, CUMBERLAND, RI 02864-6221
Document Number	1772-565
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 MENDON RD CUMBERLAND RI 028646221, CUMBERLAND, RI 02864-6221

Mortgage

Document Number	1772-565
Date	May 9, 2018
Book Page	001772/000565

Lender

Name	NORTH E RLTY INV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 17, 2017
Property Address	585 MENDON RD, CUMBERLAND, RI 02864-6221
Document Number	1737-525
Book / Page	001737 / 000525
Instrument Date	Feb 2, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 COMMONWEALTH AVE WARWICK RI 028862758, WARWICK, RI 02886-2758

Mortgage

Document Number	1737-536
Date	Mar 17, 2017
Book Page	001737/000536

Lender

Name	NORTHEAST RLTY INV 1

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 585 Mendon Rd was $4,288, up 4.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,288.00 (+4.92%)	$428,400 (+28.61%) Land $214,400 Building $214,000	$459,389
2025	$4,087.00	$333,100 Land $141,500 Building $191,600
2023	$3,871.00 (+7.14%)	$333,100 (+38.22%) Land $141,500 Building $191,600
2022	$3,613.00	$241,000 Land $99,000 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 Mendon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 585 Mendon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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