585 Melody Ln, Upper Lake, CA 95485 Property Records

Lake County property record for 585 Melody Ln, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Aug 2004)
Tax Bill	$2,845 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-058-670-000`

Property Details

APN / Parcel Number

Primary APN	`004-058-670-000`
Alternative APN	`004-058-67`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,096 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	004-058-67
Street Address	585 MELODY LN
City	UPPER LAKE
State	CA
Zip	95485-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HARMONY PARK
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1088
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	585 MELODY LN, UPPER LAKE, CA 95485-8782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jun 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2004 · Amount on Record
Deed Sale	Aug 19, 2004 · Amount on Record
Prior Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	200423201
Last Transfer Date	Jun 9, 2017
Transfer Doc	0000007918
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	585 MELODY LN, UPPER LAKE, CA 95485-8782
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 MELODY LN, UPPER LAKE, CA 95485-8782

Mortgage

Document Number	0000021721
Date	Dec 30, 2021
Instrument	2021021721

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Jun 19, 2017
Property Address	585 MELODY LN, UPPER LAKE, CA 95485-8782
Document Number	0000007918
Instrument Date	Jun 9, 2017
Instrument	7918
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	585 MELODY LN UPPER LAKE CA 954858782, UPPER LAKE, CA 95485-8782

Mortgage

Document Number	7919
Date	Jun 19, 2017
Instrument	7919

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,845.00 (+2.41%)	$251,590 (+2%) Land $49,753 Building $201,837
2025	$2,778.00 (+3.16%)	$246,658 (+4.04%) Land $48,778 Building $197,880
2023	$2,693.00 (-2.6%)	$237,082 Land $46,885 Building $190,197
2022	$2,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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