585 Lois Dr, Fruita, CO 81521 Property Records

Mesa County property record for 585 Lois Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,655 sqft · built 2014
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (May 2015)
Tax Bill$3,242 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN2697-094-76-007

Property Details

APN / Parcel Number

Primary APN2697-094-76-007
Alternative APNs
  • 269709470024
  • R010055

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,655 sqft Living Area
1st Floor Area1,799 sqft
Upper Floors Area857 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeDetached
Garage Area826 sqft
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR010055
Street Address585 LOIS DR
CityFRUITA
StateCO
Zip81521-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BRANDON ESTATES FIL II SEC 9 1N 2W - 0.31AC
Legal SubdivisionBRANDON EST FIL 2
Legal Block76
Legal Lot Number7
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group2
Census Block2039
Census Tract1503

Owner

585 Lois Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address585 LOIS DR, FRUITA, CO 81521-8767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
RED ROCKS CU
Mar 29, 2018Deed of Trust, Mortgage · Line of Credit
MESA COUNTY TEACHERS FCU
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
RED ROCKS CU
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2015 · Amount on File
Deed SaleMay 26, 2015 · Amount on File
Prior SaleMar 29, 2013 · Amount on File
Deed Document Number20152724988
Deed Book / Page5728 / 74
Prior Transfer DateNov 20, 2014
Prior Transfer Doc0002709262
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address585 LOIS DR, FRUITA, CO 81521-8767
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003042803
DateSep 6, 2022
Instrument3042803
Lender
NameRED ROCKS CU
TypeCredit Union
AddressLITTLETON, CO 80120
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address585 LOIS DR, FRUITA, CO 81521-8767
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002835272
DateMar 29, 2018
Instrument2835272
Lender
NameMESA COUNTY TEACHERS FCU
TypeCredit Union
AddressGRAND JUNCTION, CO 81502
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address585 LOIS DR, FRUITA, CO 81521-8767
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002974793
DateApr 6, 2021
Instrument2974793
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueApr 1, 2046

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address585 LOIS DR, FRUITA, CO 81521-8767
Document Number0002908518
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 LOIS DR FRUITA CO 815218767, FRUITA, CO 81521-8767

Mortgage

Document Number0002908518
DateDec 30, 2019
Instrument2908518
Lender
NameRED ROCKS CU
AddressLITTLETON, CO 80120
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 29, 2039

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address585 LOIS DR, FRUITA, CO 81521-8767
Document Number0002904811
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 27, 2019
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 LOIS DR FRUITA CO 815218767, FRUITA, CO 81521-8767

Mortgage

Document Number0002904811
DateDec 2, 2019
Instrument2904811
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueDec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 585 Lois Dr was $3,242, up 2.8% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,242.00 (+2.82%)$38,920 (+1.2%) Land $8,130 Building $30,790$622,680 Land $130,000 Building $492,680
2024$3,153.00 (+0.51%)$38,460 (-) Land $7,950 Building $30,510
2023$3,137.00 (+10.26%)$38,460 (+12.06%) Land $7,950 Building $30,510$573,970 Land $118,630 Building $455,340
2022$2,845.00$34,320 Land $6,810 Building $27,510
2021$493,880 Land $98,000 Building $395,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 585 Lois Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 Lois Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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