585 Georges Gap Rd, Vilas, NC 28692 Property Records

Watauga County property record for 585 Georges Gap Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1927
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Oct 2023)
Tax Bill	$990 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1972-85-1968-000`

Property Details

APN / Parcel Number

Primary APN	`1972-85-1968-000`
Alternative APNs	`1816172` `1859629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	900 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Unfinished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Metal
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1859629
Street Address	585 GEORGES GAP RD
City	VILAS
State	NC
Zip	28692-9330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE GAP RD
Jurisdiction	WATAUGA NC
Township / Civil Division	COVE CREEK
Census Block Group	3
Census Block	3036
Census Tract	920200

Owner

585 Georges Gap Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	585 GEORGES GAP RD, VILAS, NC 28692-9330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Document Number	2023735785
Deed Book / Page	2358 / 134
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 27, 2023
Property Address	585 GEORGES GAP RD, VILAS, NC 28692-9330
Document Number	0023580134
Book / Page	2358 / 134
Instrument Date	Oct 20, 2023
Instrument	735785
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 HONEYCUTT DR UNIT 2407, 2407, DURHAM, NC 27707-6902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 GEORGES GAP RD, VILAS, NC 28692-9330

Mortgage

Document Number	0023580139
Date	Oct 27, 2023
Book Page	2358/139
Instrument	735786

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	585 GEORGES GAP RD, VILAS, NC 28692-9330
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021900027
Date	May 12, 2021
Book Page	2190/27
Instrument	706166

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 23, 2020
Property Address	585 GEORGES GAP RD, VILAS, NC 28692-9330
Document Number	0021240903
Book / Page	2124 / 903
Instrument Date	Sep 19, 2020
Instrument	695544
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	978 WOODLAND CIR, 978, ANNAPOLIS, MD 21409-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	585 GEORGES GAP RD, VILAS, NC 28692-9330

Mortgage

Document Number	695545
Date	Sep 23, 2020
Instrument	695545

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 585 Georges Gap Rd was $990.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,800 (-) Land $26,600 Building $211,200
2025	$990.00	$237,800 Land $26,600 Building $211,200
2024			$228,100 Land $26,600 Building $201,500
2023		$228,100 Land $26,600 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 Georges Gap Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1990–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 Georges Gap Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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