585 Confederate Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 585 Confederate Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 2016
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,500 (Nov 2019)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`453300766715000`

Property Details

APN / Parcel Number

Primary APN	`453300766715000`
Alternative APN	`50864`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	3,096 sqft
1st Floor Area	816 sqft
Upper Floors Area	432 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	109 ft deep x 562 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	840 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50864
Street Address	585 CONFEDERATE CIR
City	MURPHY
State	NC
Zip	28906-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 DEER RIDGE 1529/961
Legal Subdivision	PARADISE COVE
Legal Lot Number	31
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2053
Census Tract	930603

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 28, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Feb 15, 2007 · Amount on Record
Deed Document Number	20195312
Deed Book / Page	1627 / 935
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436

Mortgage

Document Number	001754/997
Date	Apr 12, 2024
Book Page	1754/997
Instrument	1699

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436

Mortgage

Document Number	001739/532
Date	Jul 28, 2023
Book Page	1739/532
Instrument	3682

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001652/429
Date	Aug 11, 2020
Book Page	1652/429
Instrument	4165

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01716/1058
Date	Jul 19, 2022
Book Page	1716/1058
Instrument	4721

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 1, 2019
Property Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436
Document Number	01627/0935
Book / Page	01627 / 0935
Instrument Date	Nov 1, 2019
Instrument	05312
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27210 JADE ISLE CT, 27210, LEESBURG, FL 34748-2146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 CONFEDERATE CIR, MURPHY, NC 28906-2436

Mortgage

Document Number	0000005313
Date	Nov 1, 2019
Instrument	05313

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00	$265,270 (-)	$265,270 (-) Land $22,000 Building $243,270
2023		$265,270	$265,270 Land $22,000 Building $243,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE only, no 5G reported

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