585 Co Rd 513, Centre, AL 35960 Property Records

Cherokee County property record for 585 Co Rd 513, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,889 sqft · built 2007
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$50,500 (Jul 2018)
Tax Bill	$1,103 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-17-0-000-011.050`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-17-0-000-011.050`
Alternative APNs	`ALT APN:1304170000011050` `31772`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,889 sqft Living Area
1st Floor Area	1,889 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Mixed
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	554 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	31772
Street Address	585 COUNTY ROAD 513
City	CENTRE
State	AL
Zip	35960-6170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 LOCKRIDGE SUB ADDITION 5 13/66
Legal Range	10E
Legal Township	10S
Legal Section	17
Legal Subdivision	LOCKRIDGE SUB
Legal Lot Number	16
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5029
Census Tract	956000

Owner

585 Co Rd 513 is owned and occupied by an individual who bought it in July 2018.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	585 COUNTY ROAD 513, CENTRE, AL 35960-6170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 2, 2018	Correction Deed
Mar 6, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Document Number	2018203232
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	0000145161
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	585 COUNTY ROAD 513, CENTRE, AL 35960-6170
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208731
Date	Aug 21, 2019
Instrument	208731

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

Interest

Rate Type	Fixed Rate

July 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 2, 2018
Property Address	585 COUNTY ROAD 513, CENTRE, AL 35960-6170
Document Number	0000203232
Instrument Date	Jun 25, 2018
Instrument	203232
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 COUNTY ROAD 513, CENTRE, AL 35960-6170

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 6, 2017
Property Address	585 COUNTY ROAD 513, CENTRE, AL 35960-6170
Document Number	0000196992
Instrument Date	Mar 3, 2017
Instrument	0196992
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 COUNTY ROAD 513, CENTRE, AL 35960-6170

Mortgage

Document Number	0000196993
Date	Mar 6, 2017
Instrument	0196993

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 585 Co Rd 513 was $1,103 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,103.00 (+7.3%)
2025	$1,028.00 (-4.9%) Homeowner's exemption	$24,600 (-4.95%) Land $2,180 Building $22,420	$257,300 (-4.63%) Land $21,800 Building $235,500
2024	$1,081.00 (-0.09%) Additional exemption filed	$25,880 (-4.29%) Land $1,980 Building $23,900	$269,800 (-0.15%) Land $19,800 Building $250,000
2023	$1,082.00 (-0.09%) Homeowner's exemption	$27,040 (+755.7%)	$270,200 (-0.07%) Land $19,800 Building $250,400
2022	$1,083.00 Homeowner's exemption	$3,160 Land $1,980 Building $1,180	$270,400 Land $19,800 Building $250,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 585 Co Rd 513 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 Co Rd 513 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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