Jackson County property record for 5849 Windmill St, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,265 sqft · built 2019 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,006 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jun 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 873.05-00-0081.25 |
| Primary APN | 873.05-00-0081.25 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,265 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5849 WINDMILL ST |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-4072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 427 PALMETTO POINTE PH 4 PB 24-74 DB 1929-518 (81.25 MAP873.05) |
| Legal Range | 07W |
| Legal Township | 08S |
| Legal Section | 05 |
| Legal Subdivision | PALMETTO POINTE |
| Legal Phase | 4 |
| Legal Lot Number | 427 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 40901 |
5849 Windmill St is owned and occupied by an individual who acquired it in April 2019.
Source: Jackson County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5849 WINDMILL ST, OCEAN SPRINGS, MS 39564-4072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GMFS LLC |
| Jun 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage GMFS LLC |
| Jul 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANTERS BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GMFS LLC |
| Apr 25, 2019 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 |
| Deed Sale | Apr 25, 2019 |
| Deed Document Number | 0001929518 |
| Deed Book / Page | 1929 / 518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 5849 WINDMILL ST, OCEAN SPRINGS, MS 39564-4072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003579/232 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 3579/232 |
| Instrument | 201909193 |
| Name | GMFS LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 5849 WINDMILL ST, OCEAN SPRINGS, MS 39564-4072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003588/232 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 3588/232 |
| Instrument | 201912704 |
| Name | GMFS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 5849 WINDMILL ST, OCEAN SPRINGS, MS 39564-4072 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003920/469 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 3920/469 |
| Instrument | 202214859 |
| Name | PLANTERS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 5849 WINDMILL ST, OCEAN SPRINGS, MS 39564-4072 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3721/543 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 3721/543 |
| Instrument | 202023942 |
| Name | GMFS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Apr 25, 2019 |
| Property Address | 5849 WINDMILL ST, OCEAN SPRINGS, MS 39564-4072 |
| Document Number | 001929/518 |
| Book / Page | 1929 / 518 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 201909192 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8800 MARINA AVE, OCEAN SPRINGS, MS 39564-9492 |
The 2025 property tax bill for 5849 Windmill St was $3,006 with a homeowner's exemption, up 7.8% from the year before.
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,006.00 (+7.82%) Homeowner's exemption | $25,476 (+6.31%) Land $1,899 Building $23,577 | $254,762 (+6.31%) Land $18,990 Building $235,772 |
| 2024 | $2,788.00 (-1.27%) Homeowner's exemption | $23,964 (-) Land $1,838 Building $22,126 | $239,637 (-) Land $18,380 Building $221,257 |
| 2023 | $2,824.00 (+1.36%) Homeowner's exemption | $23,964 (-) Land $1,838 Building $22,126 | $239,637 (-) Land $18,380 Building $221,257 |
| 2022 | $2,786.00 Homeowner's exemption | $23,964 Land $1,838 Building $22,126 | $239,637 Land $18,380 Building $221,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5849 Windmill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 4 (2005–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2017 · Hurricane Nate |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5849 Windmill St is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 99.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON ESTATES UTILITY-PALMETTO POINTE private · serves 713 people · EPA ID MS0300162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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