5849 White Spruce Ln NW, Hackensack, MN 56452 Property Records

Cass County property record for 5849 White Spruce Ln NW, Hackensack, MN 56452

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,454 sqft · built 1970
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (Sep 2026)
Tax Bill	$4,070 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2023 Mortgage + 3 more
APN	`16-346-0010`

Property Details

APN / Parcel Number

Primary APN	`16-346-0010`
Alternative APN	`10513`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,454 sqft Base Area
1st Floor Area	1,454 sqft
Flooring	Carpet
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	300 ft deep x 156 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	696 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	64 sqft
Boat House	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10513
Street Address	5849 WHITE SPRUCE LN NW
City	HACKENSACK
State	MN
Zip	56452-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 1 & 2, CHARITON BEACH & PART OF
Legal Range	31
Legal Township	140
Legal Section	03
Legal Subdivision	CHARITON BEACH
Legal Lot Number	1-2
Jurisdiction	CASS MN
Township / Civil Division	HIRAM
Census Block Group	3
Census Block	3072
Census Tract	940001

Owner

Source: Cass County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10530 WILSHIRE BLVD, 616, LOS ANGELES, CA 90024-4552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 6, 2023	Deed of Trust, Mortgage FIRST NATIONAL BANK OF NORTH
Sep 22, 2021	Warranty Deed, Transfer
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Dec 7, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	2026724450
Prior Transfer Date	Mar 14, 2014
Prior Transfer Doc	0000600995
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Sep 10, 2026
Property Address	5849 WHITE SPRUCE LN NW, HACKENSACK, MN 56452-2358
Document Number	0000724450
Instrument Date	Jul 29, 2026
Instrument	2026724450
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	LAKES AREA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0000724452,
Date	Sep 10, 2026
Instrument	2026724452

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	5849 WHITE SPRUCE LN NW, HACKENSACK, MN 56452-2358
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000696850
Date	Sep 6, 2023
Instrument	A000696850

Lender

Name	FIRST NATIONAL BANK OF NORTH
Type	Bank

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Aug 25, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Sep 22, 2021
Property Address	5849 WHITE SPRUCE LN NW, HACKENSACK, MN 56452-2358
Document Number	A000677050
Instrument Date	Sep 9, 2021
Instrument	A000677050
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26830 WEISKOPF DR, ENGLEWOOD, FL 34223-2648

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	5849 WHITE SPRUCE LN NW, HACKENSACK, MN 56452-2358
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000659916
Date	Jun 1, 2020
Instrument	A000659916

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Dec 7, 2018
Property Address	5849 WHITE SPRUCE LN NW, HACKENSACK, MN 56452-2358
Document Number	A000646505
Instrument Date	Oct 22, 2018
Instrument	A000646505
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	NOBLE ESCROW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 OAKWOOD RDG, CHANHASSEN, MN 55317-9660

Mortgage

Document Number	A000646506
Date	Dec 7, 2018
Instrument	A000646506

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Hiram Township
Unified School District	Walker-Hackensack-Akeley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,070.00 (+26.01%) Homeowner's exemption
2025	$3,230.00 (-11.8%)	$856,600 (+21.35%) Land $551,100 Building $305,500	$856,600 (+21.35%) Land $551,100 Building $305,500
2023	$3,662.00
2022		$705,900 Land $549,100 Building $156,800	$705,900 Land $549,100 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: TDS Telecom.

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