5849 Concord Rd, Eaton, OH 45320 Property Records

Preble County property record for 5849 Concord Rd, Eaton, OH 45320

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,728 sqft · built 1900
Lot Size	28.7 acres (1,253,091 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2014)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Oct 2016 Mortgage Feb 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`A01-7111-000-00-003-000`

Property Details

APN / Parcel Number

Primary APN	`A01-7111-000-00-003-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	576 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,253,091 sqft (28.7 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	536 sqft
Shed	1 Shed
Shed Area	60 sqft
Granary	864 sqft
Lean-To	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	5849 CONCORD RD
City	EATON
State	OH
Zip	45320-9578
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW PT SW
Legal Range	1E
Legal Township	7N
Legal Section	11
Jurisdiction	PREBLE OH
Township / Civil Division	DIXON
Census Block Group	2
Census Block	2016
Census Tract	460100

Owner

Source: Preble County assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5849 CONCORD RD, EATON, OH 45320-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2016	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Feb 24, 2021	Deed of Trust, Mortgage · USDA Mortgage FIRST FINANCIAL BANK
Mar 23, 2020	Deed of Trust, Mortgage FIRST FINANCIAL BANK
Feb 24, 2021	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 4, 2016	Deed of Trust, Mortgage · USDA Mortgage THE SOMERVILLE NATIONAL BANK
Mar 13, 2025	Transfer on Death Deed, Transfer
Feb 24, 2021	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 24, 2021	Deed of Trust, Mortgage · USDA Mortgage FIRST FINANCIAL BANK
Mar 23, 2020	Deed of Trust, Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2014 · Amount on Record
Deed Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	20141156
Deed Book / Page	339 / 1338
Prior Transfer Date	Aug 3, 2006
Prior Transfer Doc	251/2607
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00364/1700
Date	Oct 4, 2016
Book Page	364/1700
Instrument	201600004236

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	EATON, OH 45320

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 3, 2056

Interest

Rate	2.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 CONCORD RD, EATON, OH 45320-9578

Mortgage

Document Number	00415/1527
Date	Feb 24, 2021
Book Page	415/1527
Instrument	202100001132

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	LOUISVILLE, KY 40229

Agreement

Type	USDA Mortgage

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000402/944
Date	Mar 23, 2020
Book Page	402/944
Instrument	202000001205

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 CONCORD RD, EATON, OH 45320-9578

Mortgage

Document Number	00415/1505
Date	Feb 24, 2021
Book Page	415/1505
Instrument	202100001130

Lender

Name	USDA
Type	Government Agency
Address	WEST ALEXANDRIA, OH 45381

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 12, 2061

Interest

Rate	2.5%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00364/1697
Date	Oct 4, 2016
Book Page	364/1697
Instrument	201600004235

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	USDA Mortgage

March 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	Mar 13, 2025
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Document Number	00464/1270
Book / Page	464 / 1270
Map Reference	MB 251 PG 2607
Instrument Date	Mar 8, 2025
Instrument	202500000962
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 CONCORD RD, EATON, OH 45320-9578

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 CONCORD RD, EATON, OH 45320-9578

Mortgage

Document Number	415/1505
Date	Feb 24, 2021
Book Page	415/1505
Instrument	202100001130

Lender

Name	USDA
Type	Government Agency
Address	WEST ALEXANDRIA, OH 45381

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 12, 2061

Interest

Rate	2.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 CONCORD RD, EATON, OH 45320-9578

Mortgage

Document Number	415/1527
Date	Feb 24, 2021
Book Page	415/1527
Instrument	202100001132

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	LOUISVILLE, KY 40229

Agreement

Type	USDA Mortgage

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	5849 CONCORD RD, EATON, OH 45320-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402/944
Date	Mar 23, 2020
Book Page	402/944
Instrument	202000001205

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Dixon Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,829.00 (-13.21%) Homeowner's exemption Additional exemption filed	$155,250 (-) Land $82,480 Building $72,770
2024	$4,412.00 Homeowner's exemption	$155,250 (-) Land $82,480 Building $72,770
2023	$4,412.00 (+35.75%) Homeowner's exemption	$155,250 (+25.82%) Land $82,480 Building $72,770	$443,560 (-) Land $235,660 Building $207,900
2022	$3,250.00 Homeowner's exemption	$123,390 Land $68,680 Building $54,710
2020			$443,560 Land $235,660 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Blue Sky Wireless Fixed Wireless	100 / 50
ALTIUS Communications Fixed Wireless	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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