5849 Cates Ave, Saint Louis, MO 63112 Property Records

St. Louis City property record for 5849 Cates Ave, Saint Louis, MO 63112

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,998 sqft · built 1899
Owner	2 Individual Names on Record
Last Sale	$270,000 (Mar 2019)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Mortgage + 2 more
APN	`3861-9-200.000`

Property Details

APN / Parcel Number

Primary APN	`3861-9-200.000`
Alternative APN	`3861-00-0200-1`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,998 sqft Living Area
1st Floor Area	1,499 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Brick

Location & Zoning

Street Address	5849 CATES AVE
City	SAINT LOUIS
State	MO
Zip	63112-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	C.B. 3861 CATES AVE 60 FT X 157 FT 1 3/4 IN CLEMENS PLACE ADDN LOT W-31
Legal Subdivision	CLEMENS PLACE ADDN
Legal Block	2
Legal Lot Number	W-31
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	2
Census Block	2005
Census Tract	105300

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5849 CATES AVE, SAINT LOUIS, MO 63112-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FIN'L
Mar 5, 2019	Grant Deed, Transfer · FHA Mortgage LEADER ONE FIN'L
Mar 5, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Mar 5, 2019
Deed Document Number	201932
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	5849 CATES AVE, SAINT LOUIS, MO 63112-2309
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 CATES AVE, SAINT LOUIS, MO 63112-2309

Mortgage

Document Number	0000000064
Date	Apr 13, 2022
Instrument	04132022-0064

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	5849 CATES AVE, SAINT LOUIS, MO 63112-2309
Document Number	0002310071
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5849 CATES AVE ST LOUIS MO 631122309, ST LOUIS, MO 63112-2309

Mortgage

Document Number	0002310071
Date	Dec 31, 2019
Instrument	191231000071

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Mar 5, 2019
Property Address	5849 CATES AVE, SAINT LOUIS, MO 63112-2309
Document Number	0003050032
Instrument Date	Jan 31, 2019
Instrument	190305000032
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5849 CATES AVE ST LOUIS MO 631122309, ST LOUIS, MO 63112-2309

Mortgage

Document Number	3050033
Date	Mar 5, 2019
Instrument	190305000033

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Mar 5, 2019
Property Address	5849 CATES AVE, SAINT LOUIS, MO 63112-2309
Document Number	0003050031
Instrument Date	Jun 29, 2018
Instrument	190305000031
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,740 (-) Land $1,710 Building $38,030
2025	$3,281.00 (+10.62%)	$39,740 (+7.64%) Land $1,710 Building $38,030	$209,154 (+7.64%) Land $9,000 Building $200,154
2023	$2,966.00 (-0.07%)	$36,920 (+3.8%) Land $1,710 Building $35,210	$194,316 (+3.8%) Land $9,000 Building $185,316
2022	$2,968.00	$35,570 Land $1,710 Building $33,860
2021			$187,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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