5848 Summers Ln, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 5848 Summers Ln, Cedar Hill, MO 63016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,650 sqft · built 2002
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,700 (May 2018)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-4.0-20.0-0-000-037.02`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-20.0-0-000-037.02`
Alternative APN	`0640200 03702`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	131,987 sqft
Garage Type	Attached
Garage Area	690 sqft
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5848 SUMMERS LN
City	CEDAR HILL
State	MO
Zip	63016-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	INDEPENDENT FRIENDS LOT 1
Legal Range	3E
Legal Township	42N
Legal Section	20
Legal Subdivision	INDEPENDENT FRIENDS
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2014
Census Tract	700401

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5848 SUMMERS LN, CEDAR HILL, MO 63016-4034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Jan 3, 2002
Deed Document Number	201814452
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2018
Property Address	5848 SUMMERS LN, CEDAR HILL, MO 63016-4034
Document Number	0000014452
Instrument Date	May 11, 2018
Instrument	14452
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5848 SUMMERS LN CEDAR HILL MO 630164034, CEDAR HILL, MO 63016-4034

Mortgage

Document Number	14453
Date	May 15, 2018
Instrument	14453

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,700 (-) Land $4,500 Building $34,200	$204,100 (-) Land $23,900 Building $180,200
2025	$2,893.00 (+6.05%)	$38,700 (+7.5%) Land $4,500 Building $34,200	$204,100 (-) Land $23,900 Building $180,200
2024	$2,728.00 (+0.37%)		$204,100 (+7.48%) Land $23,900 Building $180,200
2023	$2,718.00	$36,000 Land $4,500 Building $31,500	$189,900 Land $23,900 Building $166,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brown Dog Networks Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Bays-ET Highspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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