Alachua County property record for 5848 NW 45th Dr, Gainesville, FL 32653
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,577 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,000 (Aug 2018) |
| Tax Bill | $6,811 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06023-040-016 |
| Primary APN | 06023-040-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,577 sqft Living Area |
| Gross Area | 3,277 sqft |
| 1st Floor Area | 2,577 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Driveway |
| Driveway Area | 2,881 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 636 sqft |
| Patio Area | 1,336 sqft |
| Storage Building | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5848 NW 45TH DR |
|---|---|
| City | GAINESVILLE |
| State | FL |
| Zip | 32653-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | ASHTON PB P-27 & 28 LOT 16 OR 4625/1006 |
| Legal Range | 19E |
| Legal Township | 09S |
| Legal Section | 15 |
| Legal Subdivision | ASHTON |
| Legal Lot Number | 16 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | HIGH SPRINGS-ALACHUA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1813 |
5848 NW 45th Dr is owned and occupied by an individual who bought it in August 2018.
Source: Alachua County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5848 NW 45TH DR, GAINESVILLE, FL 32653-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI FLORIDA CU |
| Aug 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on File |
| Deed Sale | Aug 24, 2018 · Amount on File |
| Prior Sale | Jun 6, 2012 · Amount on File |
| Deed Document Number | 20183144161 |
| Deed Book / Page | 4625 / 1006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 5848 NW 45TH DR, GAINESVILLE, FL 32653-8305 |
| Document Number | 0047651970 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5848 NW 45TH DR GAINESVILLE FL 326538305, GAINESVILLE, FL 32653-8305 |
| Document Number | 0047651970 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 004765/001970 |
| Instrument | 3251792 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Aug 24, 2018 |
| Property Address | 5848 NW 45TH DR, GAINESVILLE, FL 32653-8305 |
| Document Number | 0046251006 |
| Book / Page | 4625 / 1006 |
| Map Reference | MB P PG27&28 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 3144161 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1305 WINDLEAF DR, 1305, RESTON, VA 20194-2052 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5848 NW 45TH DR, GAINESVILLE, FL 32653-8305 |
| Document Number | 3144162 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 3144162 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 5848 NW 45th Dr was $6,811 with a homeowner's exemption, up 4% from the year before.
Source: Alachua County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Municipality | Gainesville City |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,811.00 (+3.95%) Homeowner's exemption | $333,909 | $390,503 Land $59,000 Building $449,503 |
| 2024 | $6,552.00 (+2.12%) | ||
| 2023 | $6,416.00 (+6.15%) Homeowner's exemption Senior Citizen's exemption | $315,046 (+3%) | $365,761 (+9.59%) Land $59,000 Building $306,761 |
| 2022 | $6,044.00 Homeowner's exemption | $305,870 | $333,754 Land $59,000 Building $274,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5848 NW 45th Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5848 NW 45th Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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