5848 Elmo Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 5848 Elmo Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1954
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2023)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`218-0143-013-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0143-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5848 ELMO DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MISSION RANCHO 03, LOT 475
Legal Subdivision	MISSION RANCHO 03
Legal Lot Number	475
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1028
Census Tract	7301

Owner

5848 Elmo Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5848 ELMO DR, NORTH HIGHLANDS, CA 95660-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Grant Deed, Transfer · Stand-Alone First Mortgage UIF CORP
Jan 18, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Deed Book / Page	20231120 / 52
Prior Transfer Date	Sep 13, 2023
Prior Transfer Doc	2023000654
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2023
Property Address	5848 ELMO DR, NORTH HIGHLANDS, CA 95660-4819
Document Number	0000000052
Map Reference	MB 40 MAP 2
Instrument Date	Nov 16, 2023
Instrument	202311200052
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5848 ELMO DR, NORTH HIGHLANDS, CA 95660-4819

Mortgage

Document Number	0000000053
Date	Nov 20, 2023
Instrument	202311200053

Lender

Name	UIF CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 18, 2017
Property Address	5848 ELMO DR, NORTH HIGHLANDS, CA 95660-4819
Document Number	0000000542
Book / Page	170118 / 000542
Instrument Date	Jan 16, 2017
Transaction Type	Transfer
Record Updated	Jan 27, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 ELMO DR NORTH HIGHLANDS CA 956604819, NORTH HIGHLANDS, CA 95660-4819

Tax Assessment & Valuation

The 2025 property tax bill for 5848 Elmo Dr was $4,534, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,150 (+2%) Land $93,636 Building $296,514
2025	$4,534.00 (+5.05%)	$382,500 Land $91,800 Building $290,700
2024	$4,316.00 (+846.49%)
2023	$456.00 (+6.29%) Homeowner's exemption	$43,582 Land $11,154 Building $32,428
2022	$429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5848 Elmo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5848 Elmo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks.

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