Polk County property record for 5848 Daughtery Downs Loop, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 2000 |
| Lot Size | 0.166 acres (7,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2019) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-24-008933-000270 |
| Primary APN | 23-27-24-008933-000270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 1,336 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,222 sqft (0.166 acres) |
| Lot Dimensions | 96 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Florida Room |
| Porch Area | 200 sqft |
| Street Address | 5848 DAUGHTERY DOWNS LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-3381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD POINTE PB 107 PG 24 LOT 27 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | EMERALD POINTE |
| Legal Tract | 8933 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12209 |
5848 Daughtery Downs Loop is owned and occupied by an individual who bought it in May 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| May 23, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| May 23, 2019 | Warranty Deed, Transfer SMART TITLE |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | Nov 27, 2017 · Amount on File |
| Deed Document Number | 2019106770 |
| Deed Book / Page | 10851 / 1539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Document Number | 0000333455 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 12039/1529 |
| Instrument | 2021333455 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Document Number | 0113250638 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 5848 DAUGHTERY DOWNS LOOP LAKELAND FL 338093381, LAKELAND, FL 33809-3381 |
| Document Number | 0113250638 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 011325/000638 |
| Instrument | 158762 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2019 |
| Property Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Document Number | 0108511539 |
| Book / Page | 010851 / 001539 |
| Instrument Date | May 9, 2019 |
| Instrument | 106770 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | SMART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5848 DAUGHTERY DOWNS LOOP LAKELAND FL 338093381, LAKELAND, FL 33809-3381 |
| Document Number | 108511541 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 010851/001541 |
| Instrument | 106771 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2019 |
| Property Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Document Number | 0108511536 |
| Book / Page | 010851 / 001536 |
| Instrument Date | May 9, 2019 |
| Instrument | 106768 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | SMART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 DE BRUYLE CT HAWTHORNE NJ 075062261, HAWTHORNE, NJ 07506-2261 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 5848 DAUGHTERY DOWNS LOOP, LAKELAND, FL 33809-3381 |
| Document Number | 0103230359 |
| Book / Page | 010323 / 000359 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 226193 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5848 DAUGHTERY DOWNS LOOP LAKELAND FL 338093381, LAKELAND, FL 33809-3381 |
| Document Number | 103230361 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 010323/000361 |
| Instrument | 226194 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
The 2025 property tax bill for 5848 Daughtery Downs Loop was $1,317 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,923 (+2.7%) | $227,538 (-9.35%) Land $50,000 Building $177,538 | |
| 2025 | $1,317.00 Homeowner's exemption | $142,087 | $251,007 Land $50,000 Building $201,007 |
| 2023 | $1,712.00 (+3.95%) Homeowner's exemption | $134,061 (+3%) | $257,089 (+14.22%) Land $48,000 Building $209,089 |
| 2022 | $1,647.00 Homeowner's exemption | $130,156 | $225,077 Land $40,000 Building $185,077 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5848 Daughtery Downs Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5848 Daughtery Downs Loop is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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