5848 123rd St NW, Maple Lake, MN 55358 Property Records

Wright County property record for 5848 123rd St NW, Maple Lake, MN 55358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1968
Lot Size	3.31 acres (144,227 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Apr 2001)
Tax Bill	$2,920 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`216-100-313200`

Property Details

APN / Parcel Number

Primary APN	`216-100-313200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	144,227 sqft (3.31 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	876 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5848 123RD ST NW
City	MAPLE LAKE
State	MN
Zip	55358-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-122 RANGE-026 UNPLATTED LAND SILVER CRK TWP2 3.32 AC PRT OF GOV LT6DES COM SW COR TH N ALG W LN 66FT TH S89D10E P
Legal Range	026
Legal Township	122
Legal Section	31
Legal Subdivision	SILVER CRK TWP
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3046
Census Tract	100300

Owner

5848 123rd St NW is owned and occupied by two individuals who bought it in April 2001.

Source: Wright County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5848 123RD ST NW, MAPLE LAKE, MN 55358-6108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2001 · Amount on File
Deed Sale	Apr 27, 2001 · Amount on File
Deed Document Number	200172333
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Jul 14, 2026
Property Address	5848 123RD ST NW, MAPLE LAKE, MN 55358-6108
Document Number	0001607439
Instrument Date	Jun 29, 2026
Instrument	20261607439
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5848 123RD ST NW, MAPLE LAKE, MN 55358-6108

Mortgage

Document Number	0001607439,
Date	Jul 14, 2026
Instrument	20261607439

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	5848 123RD ST NW, MAPLE LAKE, MN 55358-6108
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMERICAN TITLE PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001396819
Date	Jun 3, 2019
Instrument	1396819

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5848 123rd St NW was $2,920.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
County Subdivision	Silver Creek Township
Unified School District	Annandale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,920.00	$378,300 (+10.16%) Land $150,900 Building $227,400	$378,300 (+10.16%) Land $150,900 Building $227,400
2025		$343,400 Land $127,000 Building $216,400	$343,400 Land $127,000 Building $216,400
2023	$2,628.00 (+12.31%)	$325,800 Land $111,500 Building $214,300	$325,800 Land $111,500 Building $214,300
2022	$2,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5848 123rd St NW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5848 123rd St NW is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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