5846 Willow Oak Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5846 Willow Oak Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1954
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2024)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0083-0240-00`

Property Details

APN / Parcel Number

Primary APN	`550-0083-0240-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,302 sqft
Basement Area	1,146 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5846 WILLOW OAK LN
City	CINCINNATI
State	OH
Zip	45239-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWOAK LANE 60 X 125 LOT 37 WILLOWOAK SUB BLK B
Legal Subdivision	WILLOWOAK SUB
Legal Block	B
Legal Lot Number	37
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2007
Census Tract	20763

Owner

5846 Willow Oak Ln is owned and occupied by two individuals who bought it in September 2024.

Source: Hamilton County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5846 WILLOW OAK LN, CINCINNATI, OH 45239-6238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Jun 24, 2016 · Amount on File
Deed Document Number	202462199
Deed Book / Page	15245 / 338
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000142155
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2026
Property Address	5846 WILLOW OAK LN, CINCINNATI, OH 45239-6238
Document Number	0000030085
Book / Page	15650 / 154
Instrument Date	Apr 15, 2026
Instrument	202630085
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5846 WILLOW OAK LN, CINCINNATI, OH 45239-6238

Mortgage

Document Number	0000030085,
Date	Apr 22, 2026
Book Page	15650/154
Instrument	202630085

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 24, 2021
Property Address	5846 WILLOW OAK LN, CINCINNATI, OH 45239-6238
Document Number	0000142155
Book / Page	14551 / 2506
Map Reference	MB 66 PG 58
Instrument Date	Nov 3, 2021
Instrument	2021-0142155
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5846 WILLOW OAK LN, CINCINNATI, OH 45239-6238

Mortgage

Document Number	0000142156
Date	Nov 24, 2021
Instrument	2021-0142156

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5846 Willow Oak Ln was $3,296, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+2.3%)	$60,669 (-) Land $8,351 Building $52,318	$173,340 Land $23,860 Building $149,480
2024	$3,222.00 (-0.49%)	$60,669 (-) Land $8,351 Building $52,318
2023	$3,238.00 (+15.93%)	$60,669 (+41.99%) Land $8,351 Building $52,318	$173,340 Land $23,860 Building $149,480
2022	$2,793.00 Homeowner's exemption	$42,728 Land $8,099 Building $34,629
2020			$122,080 Land $23,140 Building $98,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5846 Willow Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5846 Willow Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Willow Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures